640 Mill Cir, Unit 204, Wheeling, IL 60090 Property Records

Cook County property record for 640 Mill Cir, Unit 204, Wheeling, IL 60090

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,554 sqft · built 2000
Lot Size	16.8 acres (732,854 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Aug 2022)
Tax Bill	$8,152 (2023)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`03-12-300-198-1146`

Property Details

APN / Parcel Number

Primary APN	`03-12-300-198-1146`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	20 Units
Building Area	1,554 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Lot Area	732,854 sqft

Location & Zoning

Street Address	640 MILL CIR, 204
City	WHEELING
State	IL
Zip	60090-6389
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	RIVER MILT CROSSINGS
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	5
Census Block	5000
Census Tract	802505

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1620 TAHOE CIRCLE DR, WHEELING, IL 60090-5148
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOLUTIONS FIN'L MTG
Aug 28, 2019	Grant Deed, Transfer · Conventional with PMI CROSSCOUNTRY MTG
Apr 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Aug 28, 2019 · Amount on Record
Deed Document Number	202221285
Prior Transfer Date	Jan 23, 2019
Prior Transfer Doc	0000008123
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 23, 2022
Property Address	640 MILL CIR UNIT 204, 204, WHEELING, IL 60090-6389
Document Number	0023521285
Map Reference	DOC 00446676
Instrument Date	Aug 16, 2022
Instrument	2223521285
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	640 MILL CIR UNIT 204, 640, WHEELING, IL 60090-6389

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 MILL CIR UNIT 204, 204, WHEELING, IL 60090-6389

Mortgage

Document Number	0023521286
Date	Aug 23, 2022
Instrument	2223521286

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.62%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	640 MILL CIR UNIT 204, 204, WHEELING, IL 60090-6389
Document Number	2029739127
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 MILL CIR #204 WHEELING IL 600906389, 204, WHEELING, IL 60090-6389

Mortgage

Document Number	2029739127
Date	Oct 23, 2020
Instrument	29739127

Lender

Name	SOLUTIONS FIN'L MTG
Type	Mortgage Company
Address	GLENVIEW, IL 60026-8021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Aug 28, 2019
Property Address	640 MILL CIR UNIT 204, 204, WHEELING, IL 60090-6389
Document Number	1924015086
Instrument Date	Aug 12, 2019
Instrument	24015086
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OAK CREEK DR #2409 BUFFALO GROVE IL 600893753, 2409, BUFFALO GROVE, IL 60089-3753

Mortgage

Document Number	1924015087
Date	Aug 28, 2019
Instrument	24015087

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Apr 11, 2019
Property Address	640 MILL CIR UNIT 204, 204, WHEELING, IL 60090-6389
Document Number	1910108123
Instrument Date	Feb 5, 2019
Instrument	10108123
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	640 MILL CIR #204 WHEELING IL 600906389, 204, WHEELING, IL 60090-6389

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,134 (+23.89%) Land $4,140 Building $25,994	$301,340 (+23.89%) Land $41,400 Building $259,940
2023	$8,152.00 (+40.41%)
2022	$5,806.00 Homeowner's exemption Senior Citizen's exemption	$24,323 Land $3,335 Building $20,988	$243,230 Land $33,350 Building $209,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHICAGO SUBURBAN private · serves 11,187 people · EPA ID IL0315150
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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