640 Mill Cir, Unit 105, Wheeling, IL 60090 Property Records

Cook County property record for 640 Mill Cir, Unit 105, Wheeling, IL 60090

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 900 sqft · built 2000
Lot Size16.8 acres (732,854 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Feb 2022)
Tax Bill$4,575 (2023)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN03-12-300-198-1143

Property Details

APN / Parcel Number

Primary APN03-12-300-198-1143

Interior

Bedrooms2 Beds
Full Baths1 Bath
Units20 Units
Building Area900 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCondo/Apartment
Lot Area732,854 sqft (16.8 acres)

Location & Zoning

Street Address640 MILL CIR, 105
CityWHEELING
StateIL
Zip60090-6389
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionRIVER MILL XING CONDO
JurisdictionCOOK IL
Township / Civil DivisionWHEELING
Census Block Group5
Census Block5000
Census Tract802505

Owner

640 Mill Cir, Unit 105 is owned and occupied by two individuals who bought it in February 2022.

Source: Cook County records, as of July 6, 2026

Owner of Record2 Individual Names on File
Mailing Address640 MILL CIR, 105, WHEELING, IL 60090-6389
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2022 · Amount on File
Deed SaleFeb 8, 2022 · Amount on File
Prior SaleJan 7, 2013 · Amount on File
Deed Document Number202212198
Prior Transfer DateJan 27, 2022
Prior Transfer Doc0000912198
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateFeb 8, 2022
Property Address640 MILL CIR UNIT 105, 105, WHEELING, IL 60090-6389
Document Number0003912198
Map ReferenceDOC 00446676
Instrument DateJan 27, 2022
Instrument2203912198
Transaction TypeTransfer
Record UpdatedMar 21, 2022
Title CompanyPRECISION TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$130.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 MILL CIR UNIT 105, 105, WHEELING, IL 60090-6389

Mortgage

Document Number0003912199
DateFeb 8, 2022
Instrument2203912199
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052
Interest
Rate3.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionWheeling Township
MunicipalityWheeling Village
Secondary School DistrictTownship High School District 214 (09 - 12)
Elementary School DistrictWheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,020 Land $2,888 Building $18,132$210,200 Land $28,880 Building $181,320
2023$4,575.00 (-15.62%)
2022$5,422.00$16,966 Land $2,326 Building $14,640$169,660 Land $23,260 Building $146,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 Mill Cir, Unit 105 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Mill Cir, Unit 105 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHICAGO SUBURBAN
private · serves 11,187 people · EPA ID IL0315150
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Mill Cir

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