640 Mill Cir, Unit 107, Wheeling, IL 60090 Property Records

Cook County property record for 640 Mill Cir, Unit 107, Wheeling, IL 60090

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,300 sqft · built 2000
Lot Size	16.8 acres (732,854 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2021)
Tax Bill	$4,737 (2023)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-12-300-198-1144`

Property Details

APN / Parcel Number

Primary APN	`03-12-300-198-1144`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	20 Units
Stories	2 Stories
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	732,854 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	640 MILL CIR, 107
City	WHEELING
State	IL
Zip	60090-6389
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	RIVER MILL XING CONDO
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	5
Census Block	5000
Census Tract	802505

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 MILL CIR, 107, WHEELING, IL 60090-6389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 9, 2017	Quit Claim Deed, Mortgage · Conventional with PMI NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Aug 16, 2006 · Amount on Record
Deed Document Number	20217669
Prior Transfer Date	Dec 21, 2016
Prior Transfer Doc	0000015104
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 17, 2021
Property Address	640 MILL CIR UNIT 107, 107, WHEELING, IL 60090-6389
Document Number	0026007669
Map Reference	DOC 0446676
Instrument Date	Aug 11, 2021
Instrument	2126007669
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 MILL CIR UNIT 107, 107, WHEELING, IL 60090-6389

Mortgage

Document Number	0026007670
Date	Sep 17, 2021
Instrument	2126007670

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.32%

February 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Feb 9, 2017
Property Address	640 MILL CIR UNIT 107, 107, WHEELING, IL 60090-6389
Document Number	1704015104
Instrument Date	Dec 21, 2016
Instrument	4015104
Transaction Type	Mortgage
Record Updated	Feb 16, 2017
Title Company	VANTAGE POINT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2429 ROBINCREST LN GLENVIEW IL 600254114, GLENVIEW, IL 60025-4114

Mortgage

Document Number	1704015105
Date	Feb 9, 2017
Instrument	4015105

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2047

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,622 (+23.9%) Land $2,971 Building $18,651	$216,220 (+23.9%) Land $29,710 Building $186,510
2023	$4,737.00 (+5.64%)
2022	$4,484.00 Homeowner's exemption	$17,451 Land $2,392 Building $15,059	$174,510 Land $23,920 Building $150,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHICAGO SUBURBAN private · serves 11,187 people · EPA ID IL0315150
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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