640 E Walnut St, Mt Zion, IL 62549 Property Records

Macon County property record for 640 E Walnut St, Mt Zion, IL 62549

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,328 sqft · built 1961
Lot Size0.312 acres (13,580 sqft)
OwnerIndividual Name on Record
Last Sale$121,500 (May 2008)
Tax Bill$3,646 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-17-03-326-012

Property Details

APN / Parcel Number

Primary APN12-17-03-326-012
Alternative APN
  • 17-03-326-012

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,328 sqft Living Area
1st Floor Area1,328 sqft
Basement Area600 sqft
Unfinished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Lot Area13,580 sqft (0.312 acres)
Lot Dimensions97 ft deep x 140 ft wide
Garage Area630 sqft
Parking Spaces2 Parking Spaces
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number121703326012
Street Address640 E WALNUT ST
CityMT ZION
StateIL
Zip62549-1666
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionMT ZION PARK ADDITION LOT 3 2ND ADD 140X97
Legal SubdivisionMT ZION PARK ADDITION
Legal Lot Number3
JurisdictionMACON IL
Township / Civil DivisionMOUNT ZION
Census Block Group5
Census Block5012
Census Tract2500

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address640 E WALNUT ST, MT ZION, IL 62549-1666
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2008 · Amount on Record
Deed SaleMay 2, 2008 · Amount on Record
Deed Document Number20081750361
Deed Book / Page3892 / 353
Prior Transfer DateJun 29, 2007
Prior Transfer Doc3816/138
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address640 E WALNUT ST, MT ZION, IL 62549-1666
Transaction TypeMortgage
Record UpdatedJan 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2025R015251
DateDec 29, 2025
Instrument2025R-015251
Lender
NameLAND OF LINCOLN CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 28, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionMount Zion Township
MunicipalityMount Zion Village
Unified School DistrictMount Zion Community Unit School District 3 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,646.00 (+13.3%) Homeowner's exemption$53,402 (+13.05%) Land $7,261 Building $46,141$160,222 (+13.05%) Land $21,785 Building $138,437
2024$3,218.00$47,239 Land $7,261 Building $39,978$141,731 Land $21,785 Building $119,946

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT ZION
serves 5,833 people · EPA ID IL1150350
Water SourcePurchased surface water from DECATUR
Last State InspectionMar 2025
Lead7 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Treatment and ProcedureCorrosion control
Jun 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Shawnee Communications.

Nearby Properties on E Walnut St

Nearby Streets

Search Property Records by Address or Parcel Number