630 E Walnut St, Mt Zion, IL 62549 Property Records

Macon County property record for 630 E Walnut St, Mt Zion, IL 62549

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,300 sqft · built 1961
Lot Size	0.312 acres (13,580 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Aug 2017)
Tax Bill	$3,556 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-17-03-326-011`

Property Details

APN / Parcel Number

Primary APN	`12-17-03-326-011`
Alternative APN	`17-03-326-011`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Wood
Construction Type	Frame
Lot Area	13,580 sqft (0.312 acres)
Lot Dimensions	97 ft deep x 140 ft wide
Porch	Porch
Porch Area	400 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	121703326011
Street Address	630 E WALNUT ST
City	MT ZION
State	IL
Zip	62549-1666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0004 B 00 MT ZION PARK 2ND ADD 140X97
Legal Subdivision	CONTRACT FOR DEED
Jurisdiction	MACON IL
Township / Civil Division	MOUNT ZION
Census Block Group	5
Census Block	5012
Census Tract	2500

Owner

630 E Walnut St is owned and occupied by two individuals who acquired it in June 2025.

Source: Macon County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	630 E WALNUT ST, MT ZION, IL 62549-1666
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Aug 11, 2017	Deed, Transfer · FHA Mortgage CIBM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2017 · Amount on File
Deed Sale	Aug 11, 2017 · Amount on File
Prior Sale	May 10, 2005 · Amount on File
Deed Document Number	20171922741
Deed Book / Page	4578 / 429
Last Transfer Date	Jun 2, 2025
Transfer Doc	0000005990
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	630 E WALNUT ST, MT ZION, IL 62549-1666
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004878/262
Date	Feb 9, 2022
Book Page	4878/262
Instrument	1992526

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON IL
Recording Date	Aug 11, 2017
Property Address	630 E WALNUT ST, MT ZION, IL 62549-1666
Document Number	4578/429
Book / Page	4578 / 429
Map Reference	PL 300 PG 371
Instrument Date	Aug 9, 2017
Instrument	1922741
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	4578/431
Date	Aug 11, 2017
Book Page	4578/431
Instrument	1922742

Lender

Name	CIBM BANK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 630 E Walnut St was $3,556 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Mount Zion Township
Municipality	Mount Zion Village
Unified School District	Mount Zion Community Unit School District 3 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,556.00	$52,232 Land $7,261 Building $44,971	$156,711 Land $21,785 Building $134,926

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 630 E Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 E Walnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ZION serves 5,833 people · EPA ID IL1150350
Water Source	Purchased surface water from DECATUR
Last State Inspection	Mar 2025
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	Corrosion control Jun 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Shawnee Communications.

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