620 E Walnut St, Mt Zion, IL 62549 Property Records

Macon County property record for 620 E Walnut St, Mt Zion, IL 62549

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,768 sqft · built 1961
Lot Size	0.312 acres (13,580 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jan 2020)
Tax Bill	$3,682 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-17-03-326-010`

Property Details

APN / Parcel Number

Primary APN	`12-17-03-326-010`
Alternative APN	`17-03-326-010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,580 sqft (0.312 acres)
Lot Dimensions	97 ft deep x 140 ft wide
Garage Type	Detached
Garage Area	672 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	121703326010
Street Address	620 E WALNUT ST
City	MT ZION
State	IL
Zip	62549-1666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0005 B 00 MT ZION PARK 2ND ADD 99BK2913/518 140X97
Legal Subdivision	MT ZION PARK SECOND ADD
Jurisdiction	MACON IL
Township / Civil Division	MOUNT ZION
Census Block Group	5
Census Block	5012
Census Tract	2500

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 E WALNUT ST, MT ZION, IL 62549-1666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2020	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Nov 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2020 · Amount on Record
Deed Sale	Jan 7, 2020 · Amount on Record
Prior Sale	Aug 1, 1999 · Amount on Record
Deed Document Number	20201956047
Deed Book / Page	4718 / 341
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jan 7, 2020
Property Address	620 E WALNUT ST, MT ZION, IL 62549-1666
Document Number	4718/341
Book / Page	4718 / 341
Map Reference	PB 300 PG 371
Instrument Date	Jan 3, 2019
Instrument	1956047
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E WALNUT ST, MT ZION, IL 62549-1666

Mortgage

Document Number	1956048
Date	Jan 7, 2020
Instrument	1956048

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.5%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	620 E WALNUT ST, MT ZION, IL 62549-1666
Transaction Type	Mortgage
Record Updated	Mar 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1926994
Date	Nov 17, 2017
Instrument	1926994

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jan 16, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Mount Zion Township
Municipality	Mount Zion Village
Unified School District	Mount Zion Community Unit School District 3 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,682.00	$53,862 Land $7,261 Building $46,601	$161,602 Land $21,785 Building $139,817

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ZION serves 5,833 people · EPA ID IL1150350
Water Source	Purchased surface water from DECATUR
Last State Inspection	Mar 2025
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	Corrosion control Jun 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Shawnee Communications.

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