640 E Main St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 640 E Main St, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,020 sqft · built 1972
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$16,200 (May 2023)
Tax Bill	$5,956 (2025)
Deeds & Mortgages	May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-00323-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`06-00323-0000-00007`
Alternative APNs	`060032300007` `S001`

Interior

Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	S001
Street Address	640 E MAIN ST
City	BRIDGEWATER
State	NJ
Zip	08807-3346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	MANVILLE TERRACE
Legal Block	323
Legal Lot Number	7
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	2
Census Block	2009
Census Tract	51000

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 E MAIN ST, BRIDGEWATER, NJ 08807-3346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Prior Sale	Dec 8, 2011 · Amount on Record
Deed Document Number	202312734
Deed Book / Page	7506 / 1688
Prior Transfer Date	May 15, 2023
Prior Transfer Doc	0000012734
Record Updated	Sep 20, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 23, 2023
Property Address	640 E MAIN ST, BRIDGEWATER, NJ 08807-3346
Document Number	0000012734
Book / Page	7506 / 1688
Instrument Date	May 15, 2023
Instrument	2023012734
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 E MAIN ST, BRIDGEWATER, NJ 08807-3346

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,500 (+11.96%) Land $135,700 Building $206,800	$342,500 (+11.96%) Land $135,700 Building $206,800
2025	$5,956.00 (+0.8%)	$305,900 (+16.05%) Land $119,700 Building $186,200	$305,900 (+16.05%) Land $119,700 Building $186,200
2024	$5,909.00 (+27.05%)
2023		$263,600 Land $119,700 Building $143,900	$263,600 Land $119,700 Building $143,900
2022	$4,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	24 (1979–2021)
Claims Outside the SFHA	1 of 24
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880