630 E Main St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 630 E Main St, Bridgewater, NJ 08807

Property Summary

Property TypeSingle Family Home
Details1,166 sqft · built 1965
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Aug 2020)
Tax Bill$6,456 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-00323-0000-00004

Property Details

APN / Parcel Number

Primary APN06-00323-0000-00004
Alternative APNs
  • 060032300004
  • S001

Interior

Stories1 Story
Building Area1,166 sqft Living Area
1st Floor Area1,166 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeFrame
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide

Location & Zoning

Account NumberS001
Street Address630 E MAIN ST
CityBRIDGEWATER
StateNJ
Zip08807-3346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal SubdivisionMANVILLE TERRACE
Legal Block323
Legal Lot Number4
JurisdictionSOMERSET NJ
Township / Civil DivisionBRIDGEWATER
Census Block Group2
Census Block2009
Census Tract51000

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address630 E MAIN ST, BRIDGEWATER, NJ 08807-3346
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Aug 3, 2020Deed, Transfer · Conventional Mortgage
NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2020 · Amount on Record
Deed SaleAug 3, 2020 · Amount on Record
Prior SaleJul 9, 1998 · Amount on Record
Deed Document Number202033927
Deed Book / Page7234 / 783
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address630 E MAIN ST, BRIDGEWATER, NJ 08807-3346
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002182
DateJan 23, 2026
Book Page7662/1012
Instrument2026002182
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 16, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateAug 3, 2020
Property Address630 E MAIN ST, BRIDGEWATER, NJ 08807-3346
Document Number0000033927
Book / Page7234 / 783
Instrument DateJul 24, 2020
Instrument2020033927
Transaction TypeTransfer
Record UpdatedNov 5, 2021
Title CompanyCOMMONWEALTH TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,247.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address235 ROUTE 31 N, 235, WASHINGTON, NJ 07882

Transferred To (Grantee/Buyer)

NameVerified Name
Address630 E MAIN ST, BRIDGEWATER, NJ 08807-3346

Mortgage

Document Number0000033928
DateAug 3, 2020
Instrument2020033928
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBridgewater Township
Unified School DistrictBridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$367,600 (+10.86%) Land $139,400 Building $228,200$367,600 (+10.86%) Land $139,400 Building $228,200
2025$6,456.00 (+8.76%)$331,600 (+24.94%) Land $123,400 Building $208,200$331,600 (+24.94%) Land $123,400 Building $208,200
2024$5,936.00 (+26.38%)
2023$265,400 Land $123,400 Building $142,000$265,400 Land $123,400 Building $142,000
2022$4,697.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims24 (1979–2021)
Claims Outside the SFHA1 of 24
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 5 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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