637 E Main St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 637 E Main St, Bridgewater, NJ 08807

Property Summary

Property Type	Vacant Land
Details	built 1954
Lot Size	0.523 acres (22,782 sqft)
Owner	Company Name on File
Last Sale	$285,000 (Jul 1999)
Tax Bill	$10,302 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00254-0000-00048`

Property Details

APN / Parcel Number

Primary APN	`06-00254-0000-00048`
Alternative APNs	`060025400048` `C002`

Interior

Stories	1 Story

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	22,782 sqft (0.523 acres)
Lot Dimensions	110 ft deep x 120 ft wide

Location & Zoning

Account Number	C002
Street Address	637 E MAIN ST
City	BRIDGEWATER
State	NJ
Zip	08807-3341
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	C1
Legal Description	ADDITIONAL LOTS: 47
Legal Subdivision	FINDERNE PARK
Legal Block	254
Legal Lot Number	48
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	2
Census Block	2008
Census Tract	51000

Owner

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	35 OAK TAVERN CIR, BRANCHBURG, NJ 08876-3867
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 1999 · Amount on Record
Deed Sale	Jul 30, 1999 · Amount on Record
Prior Sale	Jan 27, 1995 · Amount on Record
Deed Book / Page	2247 / 846
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	637 E MAIN ST, BRIDGEWATER, NJ 08807-3341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006715
Date	Feb 13, 2017
Book Page	6941/2506
Instrument	2017006715

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 6, 2027

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$608,500 (+15.01%) Land $226,200 Building $382,300	$608,500 (+15.01%) Land $226,200 Building $382,300
2025	$10,302.00 (+13.61%)	$529,100 (+24.2%) Land $226,200 Building $302,900	$529,100 (+24.2%) Land $226,200 Building $302,900
2024	$9,068.00 (+12.24%)
2023		$426,000 Land $226,200 Building $199,800	$426,000 Land $226,200 Building $199,800
2022	$8,079.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	24 (1979–2021)
Claims Outside the SFHA	1 of 24
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880