Campbell County property record for 640 E 3rd St, Newport, KY 41071
| Property Type | Single Family Home |
|---|---|
| Details | 2,410 sqft · built 1901 |
| Lot Size | 0.074 acres (3,210 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $560,000 (Jun 2026) |
| Tax Bill | $1,325 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-01-506.00 |
| Primary APN | 999-99-01-506.00 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,410 sqft Living Area |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 3,210 sqft (0.074 acres) |
| Lot Dimensions | 107 ft deep x 30 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 640 E 3RD ST |
|---|---|
| City | NEWPORT |
| State | KY |
| Zip | 41071-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 63 BIGSTAFF`S ADDITION 30 X 107 |
| Legal Subdivision | BIGSTAFFS ADDN MILL BOTTOM-NEWPORT |
| Legal Lot Number | 63 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 53200 |
Source: Campbell County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 640 E 3RD ST, NEWPORT, KY 41071-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage VICTORY MORTGAGE |
| Jun 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage RIVER CITY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on Record |
| Deed Sale | Jun 11, 2026 · Amount on Record |
| Prior Sale | Jun 26, 2023 · Amount on Record |
| Deed Document Number | 20266137529 |
| Deed Book / Page | 884 / 673 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 11, 2026 |
| Property Address | 640 E 3RD ST, NEWPORT, KY 41071-1708 |
| Document Number | 0006137529 |
| Book / Page | 884 / 673 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20266137529 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | COLUMBIA TITLE, COLUMBIA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56,560.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 E 3RD ST, NEWPORT, KY 41071-1708 |
| Document Number | 0006137529, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 2499/611 |
| Instrument | 20266137529 |
| Name | VICTORY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 26, 2023 |
| Property Address | 640 E 3RD ST, NEWPORT, KY 41071-1708 |
| Document Number | 0005179852 |
| Book / Page | D852 / 163 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 5179852 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2789 GLENWAY AVE, CINCINNATI, OH 45204-1737 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 640 E 3RD ST, NEWPORT, KY 41071-1708 |
| Document Number | 0005179854 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 5179854 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Newport City |
| Unified School District | Newport Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,325.00 (+92.31%) | $359,100 (+62.56%) Land $40,000 Building $319,100 | $359,100 (+62.56%) Land $40,000 Building $319,100 |
| 2023 | $689.00 (-5.62%) Homeowner's exemption | $220,900 (-) Land $5,400 Building $215,500 | $220,900 (-) Land $5,400 Building $215,500 |
| 2022 | $730.00 Homeowner's exemption | $220,900 Land $5,400 Building $215,500 | $220,900 Land $5,400 Building $215,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 68 units insured incl. 63 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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