635 E 3rd St, Newport, KY 41071 Property Records

Campbell County property record for 635 E 3rd St, Newport, KY 41071

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,778 sqft · built 1899
Lot Size	0.08 acres (3,510 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Apr 2022)
Tax Bill	$1,420 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-01-795.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-01-795.00`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,778 sqft Living Area

Exterior

Year Built	Built 1899
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Slate
Lot Area	3,510 sqft (0.08 acres)
Lot Dimensions	117 ft deep x 30 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999901795.00
Street Address	635 E 3RD ST
City	NEWPORT
State	KY
Zip	41071-1760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 86 BIGSTAFF 30 X 117
Legal Subdivision	BIGSTAFFS ADDN MILL BOTTOM-NEWPORT
Legal Lot Number	86
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2012
Census Tract	53200

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	635 E 3RD ST, NEWPORT, KY 41071-1760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 15, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jun 19, 2020	Warranty Deed, Transfer · Conventional with PMI NATIONS RELIABLE LNDG
Dec 10, 2019	Warranty Deed, Transfer · Commercial Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2022 · Amount on Record
Deed Sale	Apr 15, 2022 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	5151804
Deed Book / Page	D837 / 184
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	635 E 3RD ST, NEWPORT, KY 41071-1760
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 E 3RD ST, NEWPORT, KY 41071-1760

Mortgage

Document Number	0005312375
Date	Nov 22, 2023
Book Page	M2398/312
Instrument	5312375

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Apr 15, 2022
Property Address	635 E 3RD ST, NEWPORT, KY 41071-1760
Document Number	0005151804
Book / Page	D837 / 184
Instrument Date	Apr 11, 2022
Instrument	5151804
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1527 YALE ST APT 7, 1527, SANTA MONICA, CA 90404-3624

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	635 E 3RD ST, NEWPORT, KY 41071-1760

Mortgage

Document Number	0005151805
Date	Apr 15, 2022
Instrument	5151805

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jun 19, 2020
Property Address	635 E 3RD ST, NEWPORT, KY 41071-1760
Document Number	0005111703
Book / Page	000813 / 000740
Instrument Date	Jun 16, 2020
Instrument	5111703
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 E 3RD ST NEWPORT KY 410711760, NEWPORT, KY 41071-1760

Mortgage

Document Number	5111704
Date	Jun 19, 2020
Book Page	002227/000734
Instrument	5111704

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Dec 10, 2019
Property Address	635 E 3RD ST, NEWPORT, KY 41071-1760
Document Number	0005101988
Book / Page	D808 / 173
Instrument Date	Dec 3, 2019
Instrument	5101988
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10449 STABLEHAND DR, 10449, CINCINNATI, OH 45242-4652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 B ST RT 28 #117 # 117, 117, MILFORD, MI 48140

Mortgage

Document Number	0005101989
Date	Dec 10, 2019
Instrument	5101989

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 6, 2020

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Newport City
Unified School District	Newport Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,420.00 (-6.58%)	$385,000 (-) Land $50,000 Building $335,000	$385,000 (-) Land $50,000 Building $335,000
2023	$1,520.00 (+6.52%)	$385,000 (+9.22%) Land $7,100 Building $377,900	$385,000 (+9.22%) Land $7,100 Building $377,900
2022	$1,427.00	$352,500 Land $7,100 Building $345,400	$352,500 Land $7,100 Building $345,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	68 units insured incl. 63 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

635 E 3rd St, Newport, KY 41071 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E 3rd St

Nearby Streets

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