Campbell County property record for 637 E 3rd St, Newport, KY 41071
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,997 sqft · built 1898 |
| Lot Size | 0.081 acres (3,510 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Dec 2023) |
| Tax Bill | $1,568 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-05-688.00 |
| Primary APN | 999-99-05-688.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,997 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,510 sqft (0.081 acres) |
| Lot Dimensions | 117 ft deep x 30 ft wide |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 637 E 3RD ST |
|---|---|
| City | NEWPORT |
| State | KY |
| Zip | 41071-1760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 87 BIGSTAFFS ADDN 30 X 117 |
| Legal Subdivision | BIGSTAFFS ADDN MILL BOTTOM-NEWPORT |
| Legal Lot Number | 87 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 53200 |
637 E 3rd St is owned and occupied by an individual who acquired it in March 2026.
Source: Campbell County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 637 E 3RD ST, NEWPORT, KY 41071-1760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Dec 22, 2023 | Intrafamily Transfer, Transfer |
| Jun 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| May 28, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI HOMESERVICES LNDG |
| Oct 15, 2018 | Warranty Deed, Transfer · Line of Credit 4 TH STREET CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2023 · Amount on File |
| Deed Sale | Dec 22, 2023 · Amount on File |
| Prior Sale | Jun 5, 2023 · Amount on File |
| Deed Document Number | 20235315678 |
| Deed Book / Page | 857 / 309 |
| Last Transfer Date | Mar 24, 2026 |
| Transfer Doc | 0006033249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Apr 1, 2026 |
| Property Address | 637 E 3RD ST, NEWPORT, KY 41071-1760 |
| Document Number | 0006033249 |
| Book / Page | 882 / 535 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 20266033249 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | 360 AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 637 E 3RD ST, NEWPORT, KY 41071-1760 |
| Document Number | 0006033253, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 20266033253 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.35% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Dec 22, 2023 |
| Property Address | 637 E 3RD ST, NEWPORT, KY 41071-1760 |
| Document Number | 0005315678 |
| Book / Page | D857 / 309 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 5315678 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 637 E 3RD ST, NEWPORT, KY 41071-1760 |
| Name | Verified Name |
|---|---|
| Address | 637 E 3RD ST, NEWPORT, KY 41071-1760 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 5, 2023 |
| Property Address | 637 E 3RD ST, NEWPORT, KY 41071-1760 |
| Document Number | 0005176803 |
| Book / Page | D851 / 498 |
| Instrument Date | May 30, 2023 |
| Instrument | 5176803 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1501 MERIDIAN DR # 3202, 3202, IRVING, TX 75038-3234 |
| Name | Verified Name |
|---|---|
| Address | 637 E 3RD ST, NEWPORT, KY 41071-1760 |
| Document Number | 0005176807 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 5176807 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 28, 2019 |
| Property Address | 637 E 3RD ST, NEWPORT, KY 41071-1760 |
| Document Number | 0005091777 |
| Book / Page | 000803 / 000218 |
| Instrument Date | May 24, 2019 |
| Instrument | 5091777 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 637 E 3RD ST NEWPORT KY 410711760, NEWPORT, KY 41071-1760 |
| Document Number | 5091781 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 002180/000271 |
| Instrument | 5091781 |
| Name | HOMESERVICES LNDG |
|---|---|
| Address | WEST DES MOINES, IA 50266 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Oct 15, 2018 |
| Property Address | 637 E 3RD ST, NEWPORT, KY 41071-1760 |
| Document Number | 0005082155 |
| Book / Page | 000798 / 000377 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 5082155 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 637 E 3RD ST NEWPORT KY 410711760, NEWPORT, KY 41071-1760 |
| Document Number | 5082555 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 002162/000211 |
| Instrument | 5082555 |
| Name | 4 TH STREET CAPITAL LLC |
|---|---|
| Address | 9916 CARVER RD # 103, BLUE ASH, OH 45242-5546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 14, 2019 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 637 E 3rd St was $1,568.
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Newport City |
| Unified School District | Newport Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,568.00 | $425,000 Land $50,000 Building $375,000 | $425,000 Land $50,000 Building $375,000 |
| 2023 | $1,422.00 (-2.47%) | $360,000 (-) Land $5,800 Building $354,200 | $360,000 (-) Land $5,800 Building $354,200 |
| 2022 | $1,458.00 | $360,000 Land $5,800 Building $354,200 | $360,000 Land $5,800 Building $354,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 637 E 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 68 units insured incl. 63 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 637 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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