Napa County property record for 640 Cottage Dr, Napa, CA 94558
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 739 sqft · built 1972 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Sep 2001) |
| Tax Bill | $9,387 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-160-042-000 |
| Primary APN | 060-160-042-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 739 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Lot Area | 436 sqft (0.01 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Old Parcel Number | 060-160-042 |
|---|---|
| Street Address | 640 COTTAGE DR |
| City | NAPA |
| State | CA |
| Zip | 94558-1212 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PD |
| Legal Description | UNIT 4 CLUSTER 2 BLK 1 SILVERADO COTTAGES UNIT D 9R/M77 |
| Legal Subdivision | SILVERADO COTTAGES UNIT D |
| Legal Block | 1 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 201401 |
Source: Napa County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 609 MONTECITO BLVD, NAPA, CA 94559-1515 |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2001 · Amount on Record |
| Deed Sale | Sep 21, 2001 · Amount on Record |
| Prior Sale | May 19, 1998 · Amount on Record |
| Deed Document Number | 200132955 |
| Prior Transfer Date | May 20, 1998 |
| Prior Transfer Doc | 0000015822 |
| Record Updated | Oct 29, 2026 |
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,387.00 (+2.12%) | $768,473 (+2%) Land $542,457 Building $226,016 | $768,473 Land $542,457 Building $226,016 |
| 2025 | $9,192.00 (+4.62%) | $753,406 (+4.04%) Land $531,821 Building $221,585 | |
| 2023 | $8,786.00 (+9.5%) | $724,153 Land $511,171 Building $212,982 | |
| 2022 | $8,024.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 11 (1986–2011) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 50 / 10 |
May also be available: Valley Internet, Verizon, Xfinity.
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