632 Cottage Dr, Napa, CA 94558 Property Records

Napa County property record for 632 Cottage Dr, Napa, CA 94558

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,004 sqft · built 1972
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Mar 2022)
Tax Bill	$9,752 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060-160-011-000`

Property Details

APN / Parcel Number

Primary APN	`060-160-011-000`
Alternative APNs	`060-160-011` `06016011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,004 sqft Living Area
1st Floor Area	1,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	871 sqft (0.02 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	060-160-011
Street Address	632 COTTAGE DR
City	NAPA
State	CA
Zip	94558-1212
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD
Legal Description	UNIT 1 CLUSTER 1 BLK 1 SILVERADO COTTAGES UNIT D 9R/M77
Legal Subdivision	SILVERADO COTTAGES UNIT D
Legal Block	1
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	3
Census Block	3000
Census Tract	201401

Owner

632 Cottage Dr, a condominium, is owned and occupied by an individual who bought it in March 2022.

Source: Napa County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	632 COTTAGE DR, NAPA, CA 94558-1212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 1, 2022	Grant Deed, Transfer PLACER TITLE COMPANY
Dec 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022 · Amount on File
Deed Sale	Mar 9, 2022 · Amount on File
Deed Document Number	20224909
Prior Transfer Date	Feb 10, 2022
Prior Transfer Doc	0000004909
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Mar 9, 2022
Property Address	632 COTTAGE DR, NAPA, CA 94558-1212
Document Number	0000004909
Map Reference	MB 9 PG 77-85
Instrument Date	Feb 10, 2022
Instrument	2022-0004909
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 COTTAGE DR, NAPA, CA 94558-1212

Mortgage

Document Number	0000004910
Date	Mar 9, 2022
Instrument	2022-0004910

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Mar 1, 2022
Property Address	632 COTTAGE DR, NAPA, CA 94558-1212
Document Number	0000004288
Map Reference	MB 9 PG 77-85
Instrument Date	Feb 10, 2022
Instrument	2022-0004288
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	632 COTTAGE DR, NAPA, CA 94558-1212

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Dec 20, 2018
Property Address	632 COTTAGE DR, NAPA, CA 94558-1212
Document Number	0000024275
Instrument Date	Nov 1, 2018
Instrument	24275
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	632 COTTAGE DR NAPA CA 945581212, NAPA, CA 94558-1212

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Jan 18, 2018
Property Address	632 COTTAGE DR, NAPA, CA 94558-1212
Document Number	0000000870
Instrument Date	Dec 12, 2017
Instrument	870
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	632 COTTAGE DR NAPA CA 945581212, NAPA, CA 94558-1212

Tax Assessment & Valuation

The 2026 property tax bill for 632 Cottage Dr was $9,752, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,752.00 (+2.13%)	$801,260 (+2%) Land $429,754 Building $371,506	$801,260 (+2%) Land $429,754 Building $371,506
2025	$9,549.00	$785,550 Land $421,328 Building $364,222	$785,550 Land $421,328 Building $364,222
2023	$9,124.00 (+16.84%)	$755,048 Land $404,968 Building $350,080
2022	$7,809.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 632 Cottage Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	11 (1986–2011)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Aug 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 6 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 632 Cottage Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	50 / 10

May also be available: Valley Internet, Verizon, Xfinity.

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