636 Cottage Dr, Napa, CA 94558 Property Records

Napa County property record for 636 Cottage Dr, Napa, CA 94558

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,004 sqft · built 1972
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Aug 2025)
Tax Bill	$13,185 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`060-160-040-000`

Property Details

APN / Parcel Number

Primary APN	`060-160-040-000`
Alternative APNs	`060-160-040` `06016040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,004 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	871 sqft (0.02 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	060-160-040
Street Address	636 COTTAGE DR
City	NAPA
State	CA
Zip	94558-1212
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD
Legal Description	UNIT 2 CLUSTER 2 BLK 1 SILVERADO COTTAGES UNIT D 9R/M77
Legal Subdivision	SILVERADO COTTAGES UNIT D
Legal Block	1
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	3
Census Block	3000
Census Tract	201401

Owner

636 Cottage Dr, a condominium, is owned by an individual who bought it in August 2025.

Source: Napa County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4616 SEASHORE DR, NEWPORT BEACH, CA 92663-2568
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage ANSWER HOME LENDING INC
Dec 1, 2025	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY
May 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 9, 2017	Affidavit of Death, Transfer ATTORNEY ONLY
Mar 9, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2025 · Amount on File
Deed Sale	Aug 15, 2025 · Amount on File
Prior Sale	Sep 8, 2011 · Amount on File
Deed Document Number	202511217
Prior Transfer Date	Dec 14, 2011
Prior Transfer Doc	0000030609
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	636 COTTAGE DR, NAPA, CA 94558-1212
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4616 SEASHORE DR B, B, NEWPORT BEACH, CA 92663-2568

Mortgage

Document Number	0000017500
Date	Dec 1, 2025
Instrument	2025-0017500

Lender

Name	ANSWER HOME LENDING INC
Type	Mortgage Company
Address	GRANITE BAY, CA 95746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Dec 1, 2025
Property Address	636 COTTAGE DR, NAPA, CA 94558-1212
Document Number	0000017499
Map Reference	MB 9 PG 77-85
Instrument Date	Nov 25, 2025
Instrument	2025-0017499
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4616 SEASHORE DR, NEWPORT BEACH, CA 92663-2568

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	May 9, 2018
Property Address	636 COTTAGE DR, NAPA, CA 94558-1212
Document Number	0000009325
Instrument Date	Apr 25, 2018
Instrument	9325
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1270 2ND AVE NAPA CA 945583825, NAPA, CA 94558-3825
Investor	Possibly a Property Investor

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	May 9, 2018
Property Address	636 COTTAGE DR, NAPA, CA 94558-1212
Document Number	0000009324
Instrument Date	Apr 25, 2018
Instrument	9324
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1270 2ND AVE NAPA CA 945583825, NAPA, CA 94558-3825

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	NAPA CA
Recording Date	Mar 9, 2017
Property Address	636 COTTAGE DR, NAPA, CA 94558-1212
Document Number	0000006015
Instrument Date	Mar 8, 2017
Instrument	6015
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 COTTEGE DR NAPA CA 94581, NAPA, CA 94581

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	NAPA CA
Recording Date	Mar 9, 2017
Property Address	636 COTTAGE DR, NAPA, CA 94558-1212
Document Number	0000006016
Instrument Date	Mar 8, 2017
Instrument	6016
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 2ND AVE NAPA CA 945583825, NAPA, CA 94558-3825

Tax Assessment & Valuation

The 2026 property tax bill for 636 Cottage Dr was $13,185, up 111.5% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,185.00 (+111.5%)	$1,110,000 (+127.79%) Land $715,000 Building $395,000	$1,110,000 (+127.79%) Land $715,000 Building $395,000
2025	$6,234.00	$487,290 Land $282,606 Building $204,684	$487,290 Land $282,606 Building $204,684
2023	$5,989.00 (+0.99%)	$468,758 Land $271,633 Building $197,125
2022	$5,930.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 636 Cottage Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	11 (1986–2011)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Aug 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 6 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 636 Cottage Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	50 / 10

May also be available: Valley Internet, Verizon, Xfinity.

Nearby Properties on Cottage Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures