Richland County property record for 640 Cornerstone Cir, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,334 sqft · built 2010 |
| Lot Size | 0.158 acres (6,918 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Feb 2023) |
| Tax Bill | $1,830 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2023 Sale & Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04001-06-14 |
| Primary APN | 04001-06-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,334 sqft Heated Area |
| Gross Area | 1,489 sqft |
| 1st Floor Area | 1,334 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,918 sqft (0.158 acres) |
| Porch | Patio |
| Porch Area | 155 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02023429 |
|---|---|
| Street Address | 640 CORNERSTONE CIR |
| City | IRMO |
| State | SC |
| Zip | 29063-2790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 12 47.5X150.5X50X142 #SU CORNERSTONE PH 2 #PR RB1311-2974; RB1682-62 |
| Legal Subdivision | CORNERSTONE OF IRMO |
| Legal Lot Number | 12,47 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 10305 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2021 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Feb 24, 2023 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 8, 2022 | Intrafamily Transfer, Transfer |
| Nov 2, 2022 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 12, 2022 | Deed, Transfer |
| Aug 12, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Sep 16, 2019 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MTG SVCS |
| Feb 12, 2017 | Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2023 · Amount on Record |
| Deed Sale | Feb 24, 2023 · Amount on Record |
| Prior Sale | Nov 2, 2022 · Amount on Record |
| Deed Document Number | 20237504 |
| Deed Book / Page | 2817 / 722 |
| Prior Transfer Date | Dec 8, 2022 |
| Prior Transfer Doc | 0028010584 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 640 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0025840014 |
|---|---|
| Date | Feb 7, 2021 |
| Book Page | 2584/14 |
| Instrument | 2021007846 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 24, 2023 |
| Property Address | 640 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 0028170723 |
| Book / Page | 2817 / 723 |
| Map Reference | MB 1311 PG 2974 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 2023007504 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $546.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 0028170725 |
|---|---|
| Date | Feb 24, 2023 |
| Book Page | 2817/725 |
| Instrument | 2023007505 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 8, 2022 |
| Property Address | 640 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 0028010584 |
| Book / Page | 2801 / 584 |
| Map Reference | MB 1311 PG 2974 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022066866 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 640 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 2, 2022 |
| Property Address | 640 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 0027923478 |
| Book / Page | 2792 / 3478 |
| Map Reference | MB 1311 PG 2974 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022061025 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 2022061026 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 2022061026 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 12, 2022 |
| Property Address | 640 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 0027702006 |
| Book / Page | 2770 / 2006 |
| Map Reference | MB 1311 PG 2974 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022045859 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $416.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3024 AUGUSTA RD, WEST COLUMBIA, SC 29170-2829 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 12, 2022 |
| Property Address | 640 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 0027702010 |
| Book / Page | 2770 / 2010 |
| Map Reference | MB 1311 PG 2974 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022045860 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3024 AUGUSTA RD, WEST COLUMBIA, SC 29170-2829 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 640 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 2431/1832 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 640 CORNERSTONE CIR IRMO SC 290632790, IRMO, SC 29063-2790 |
| Document Number | 2431/1832 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 002431/001832 |
| Instrument | 71143 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 24, 2044 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 640 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 2190/3208 |
| Book / Page | 002190 / 003208 |
| Instrument Date | Feb 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2017 |
| Name | Verified Name |
|---|---|
| Address | 640 CORNERSTONE CIR IRMO SC 290632790, IRMO, SC 29063-2790 |
| Document Number | 2190/3208 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 002190/003208 |
| Instrument | 14223 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 28, 2042 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,830.00 (+12.34%) | $210,000 (-) Land $25,000 Building $185,000 | $210,000 (-) Land $25,000 Building $185,000 |
| 2024 | $210,000 (+4,621.22%) Land $25,000 Building $185,000 | $210,000 (+88.85%) Land $25,000 Building $185,000 | |
| 2023 | $1,629.00 (+126.88%) | $4,448 (-0.04%) | $111,200 (-2.11%) |
| 2021 | $718.00 | $4,450 | $113,600 Land $23,800 Building $89,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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