Richland County property record for 636 Cornerstone Cir, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,355 sqft · built 2010 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Feb 2026) |
| Tax Bill | $3,824 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Dec 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04005-11-01 |
| Primary APN | 04005-11-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,355 sqft Heated Area |
| Gross Area | 1,721 sqft |
| 1st Floor Area | 1,355 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 126 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02024106 |
|---|---|
| Street Address | 636 CORNERSTONE CIR |
| City | IRMO |
| State | SC |
| Zip | 29063-2790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 13 51.2X142X62.8X131.3 #SU CORNERSTONE PH 2 #PR RB1311-2974 RB671-2827 |
| Legal Subdivision | CORNERSTONE OF IRMO |
| Legal Lot Number | 13,51 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 10305 |
636 Cornerstone Cir is owned and occupied by an individual who bought it in February 2026.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 636 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 23, 2019 | Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO |
| Nov 29, 2019 | Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS INS CO |
| Oct 29, 2018 | Trustee's Deed, Transfer · Line of Credit MORGAN STANLEY ASSET FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2026 · Amount on File |
| Deed Sale | Feb 4, 2026 · Amount on File |
| Prior Sale | Oct 29, 2018 · Amount on File |
| Deed Document Number | 20265294 |
| Deed Book / Page | 3096 / 2696 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 4, 2026 |
| Property Address | 636 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 0030962696 |
| Book / Page | 3096 / 2696 |
| Map Reference | MB 1311 PG 2974 |
| Instrument Date | Feb 4, 2026 |
| Instrument | 2026005294 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 636 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 2026005295 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 2026005295 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 23, 2019 |
| Property Address | 636 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 2456/1289 |
| Book / Page | 002456 / 001289 |
| Instrument Date | Dec 9, 2019 |
| Instrument | 94655 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 27 N WACKER DR #435 CHICAGO IL 606062800, 435, CHICAGO, IL 60606-2800 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 636 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 2459/2645 |
| Instrument Date | Nov 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 27 N WACKER DR #435 CHICAGO IL 606062800, 435, CHICAGO, IL 60606-2800 |
| Document Number | 2459/2645 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 002459/002645 |
| Instrument | 627 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | 1 METLIFE WAY, WHIPPANY, NJ 07981-1449 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 5, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 29, 2018 |
| Property Address | 636 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 2346/1404 |
| Book / Page | 002346 / 001404 |
| Instrument Date | Oct 9, 2018 |
| Instrument | 78633 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $16,653.52 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 111 S WACKER DR #4730 CHICAGO IL 606064719, 4730, CHICAGO, IL 60606-4719 |
| Investor | Possibly a Property Investor |
| Document Number | 2346/2606 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 002346/002606 |
| Instrument | 78915 |
| Name | MORGAN STANLEY ASSET FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | 1585 BROADWAY # 25TH, NEW YORK, NY 10036-8200 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Oct 28, 2020 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 636 Cornerstone Cir was $3,824.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,824.00 | $4,468 (-96.52%) | $194,500 (-) Land $25,000 Building $169,500 |
| 2024 | $128,500 (+2,776.01%) | $194,500 (+74.13%) Land $25,000 Building $169,500 | |
| 2023 | $3,297.00 | $4,468 | $111,700 |
| 2021 | $3,181.00 | $6,700 | $111,700 Land $23,800 Building $87,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 636 Cornerstone Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 636 Cornerstone Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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