Richland County property record for 632 Cornerstone Cir, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,874 sqft · built 2010 |
| Lot Size | 0.291 acres (12,709 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Sep 2018) |
| Deeds & Mortgages | Sep 2018 Sale & Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04005-11-02 |
| Primary APN | 04005-11-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,874 sqft Heated Area |
| Gross Area | 2,413 sqft |
| 1st Floor Area | 859 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,709 sqft (0.291 acres) |
| Garage Area | 419 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02024115 |
|---|---|
| Street Address | 632 CORNERSTONE CIR |
| City | IRMO |
| State | SC |
| Zip | 29063-2790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 14 41X131.3X127X197.8 #SU CORNERSTONE PH 2 #PR RB1311-2974 |
| Legal Subdivision | CORNERSTONE OF IRMO |
| Legal Lot Number | 14,41 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 10305 |
632 Cornerstone Cir is owned and occupied by two individuals who bought it in September 2018.
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 632 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2018 | Warranty Deed, Transfer · VA Mortgage GUILD MTG |
| Sep 25, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on File |
| Deed Sale | Sep 25, 2018 · Amount on File |
| Prior Sale | Sep 25, 2018 · Amount on File |
| Deed Document Number | 201868745 |
| Deed Book / Page | 2337 / 3073 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 25, 2018 |
| Property Address | 632 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 2337/3073 |
| Book / Page | 002337 / 003073 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 68745 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 632 CORNERSTONE CIR IRMO SC 290632790, IRMO, SC 29063-2790 |
| Document Number | 2337/3077 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 002337/003077 |
| Instrument | 68746 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 25, 2018 |
| Property Address | 632 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 2337/3069 |
| Book / Page | 002337 / 003069 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 68744 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $610.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6 PENN CENTER W 2N FL PITTSBURGH PA 15276, PITTSBURGH, PA 15276 |
| Investor | Possibly a Property Investor |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Assessed Market Value |
|---|---|
| 2025 | $237,800 Land $25,000 Building $212,800 |
| 2023 | $157,150 Land $23,750 Building $133,400 |
Assessed market value is set for property tax purposes and is not a market price estimate.
FEMA maps place 632 Cornerstone Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 632 Cornerstone Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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