Albany County and Colonie Town property record for 64 Shepard Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,080 sqft · built 1957 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Sep 2026) |
| Tax Bill | $3,564 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Mar 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 16.8-1-45 |
| Primary APN | 012689 16.8-1-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Upper Floors Area | 360 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Lot Area | 7,405 sqft (0.17 acres) |
| Porch | Slab |
| Porch Area | 150 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01600800010450000000 |
|---|---|
| Street Address | 64 SHEPARD AVE |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOT 59-60 N-68 E-52 S-47-19 |
| Legal Subdivision | HOMESTEAD PARK #4 |
| Legal Block | 1 |
| Legal Lot Number | 45.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 69 BISHOPS GATE, C, GUILDERLAND, NY 12084-9481 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage SIDNEY FEDERAL CREDIT UNION |
| Mar 9, 2018 | Warranty Deed, Transfer · FHA Mortgage MB FINANCIAL BANK NA |
| Apr 13, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2026 · Amount on Record |
| Deed Sale | Sep 28, 2026 · Amount on Record |
| Prior Sale | Mar 9, 2018 · Amount on Record |
| Deed Document Number | 202618641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 28, 2026 |
| Property Address | 64 SHEPARD AVE, SCHENECTADY, NY 12304-2528 |
| Document Number | 0000018641 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202618641 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | SMPR TITLE AGENCY INC, SMPR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117,160.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000018642, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 202618642 |
| Name | SIDNEY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Mar 9, 2018 |
| Property Address | 64 SHEPARD AVE, SCHENECTADY, NY 12304-2528 |
| Document Number | 0000005309 |
| Instrument Date | Jan 22, 2018 |
| Instrument | R2018-05309 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 217 MENANDS RD, 217, ALBANY, NY 12211-1435 |
| Name | Verified Name |
|---|---|
| Address | 929 MEADOW LN, SCHENECTADY, NY 12309-6531 |
| Document Number | 0000005310 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | R2018-05310 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Apr 13, 2017 |
| Property Address | 64 SHEPARD AVE, SCHENECTADY, NY 12304-2528 |
| Document Number | 0000008608 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 8608 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $279.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 217 MENANDS RD ALBANY NY 122111435, ALBANY, NY 12211-1435 |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,564.00 (-13.87%) | ||
| 2025 | $4,138.00 (+23.08%) | $76,000 (-) Land $19,000 Building $57,000 | $173,900 (+16.71%) Land $43,475 Building $130,425 |
| 2023 | $76,000 (-) Land $19,000 Building $57,000 | $149,000 (+9.3%) Land $37,250 Building $111,750 | |
| 2022 | $76,000 Land $19,000 Building $57,000 | $136,323 Land $34,081 Building $102,242 | |
| 2021 | $3,362.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Mar 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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