53 Shepard Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 53 Shepard Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,989 sqft · built 1940
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Mar 2025)
Tax Bill	$4,598 (2026)
Deeds & Mortgages	May 2023 Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 16.8-2-2`

Property Details

APN / Parcel Number

Primary APN	`012689 16.8-2-2`
Alternative APNs	`268901600800020020000000` `01600800020020000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,989 sqft Living Area
1st Floor Area	1,333 sqft
Upper Floors Area	656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Shed	1 Shed
Canopy	15 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600800020020000000
Street Address	53 SHEPARD AVE
City	SCHENECTADY
State	NY
Zip	12304-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LOT 128-30 N-SHEPARD AV E-55 S-4-91
Legal Subdivision	HOMESTEAD PARK #4
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2004
Census Tract	13803

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6459 VOSBURGH RD, ALTAMONT, NY 12009-3804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 7, 2016	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2025 · Amount on Record
Deed Sale	Mar 11, 2025 · Amount on Record
Deed Document Number	20254370
Prior Transfer Date	Jun 23, 2010
Prior Transfer Doc	0029960613
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	53 SHEPARD AVE, SCHENECTADY, NY 12304-2533
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 SHEPARD AVE, SCHENECTADY, NY 12304-2533

Mortgage

Document Number	0000000503
Date	May 26, 2023
Instrument	R2023-9503

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	53 SHEPARD AVE, SCHENECTADY, NY 12304-2533
Document Number	0000002564
Instrument Date	Dec 7, 2016
Transaction Type	Mortgage
Record Updated	Mar 2, 2017
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 SHEPARD AVE SCHENECTADY NY 123042533, SCHENECTADY, NY 12304-2533

Mortgage

Document Number	0000002564
Date	Jan 30, 2017
Instrument	2564

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	JERICHO, NY 11753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,598.00 (+36%) Homeowner's exemption Senior Citizen's exemption
2025	$3,381.00 (-10.34%) Homeowner's exemption Senior Citizen's exemption	$98,900 (-) Land $19,800 Building $79,100	$226,300 (+16.71%) Land $45,306 Building $180,994
2023		$98,900 (-) Land $19,800 Building $79,100	$193,900 (+9.3%) Land $38,819 Building $155,081
2022		$98,900 Land $19,800 Building $79,100	$177,399 Land $35,516 Building $141,883
2021	$3,771.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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