59 Shepard Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 59 Shepard Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,210 sqft · built 1948
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Mar 2022)
Tax Bill	$4,557 (2026)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 16.8-2-5`

Property Details

APN / Parcel Number

Primary APN	`012689 16.8-2-5`
Alternative APNs	`268901600800020050000000` `01600800020050000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,210 sqft Living Area
1st Floor Area	760 sqft
Upper Floors Area	450 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Patio Area	20 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600800020050000000
Street Address	59 SHEPARD AVE
City	SCHENECTADY
State	NY
Zip	12304-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LOT 50-52 N-SHEPARD AV E-61 S-25-50
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2004
Census Tract	13803

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	59 SHEPARD AVE, SCHENECTADY, NY 12304-2533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Aug 11, 1998 · Amount on Record
Deed Document Number	20226430
Prior Transfer Date	Mar 1, 2022
Prior Transfer Doc	0000006430
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	59 SHEPARD AVE, SCHENECTADY, NY 12304-2533
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 WOLFERT AVE, ALBANY, NY 12204-1740

Mortgage

Document Number	0000000630
Date	Sep 7, 2022
Instrument	R2022-20630

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,557.00 (-4.55%)
2025	$4,774.00 (+0.8%)	$98,000 (-) Land $24,500 Building $73,500	$224,300 (+16.7%) Land $56,075 Building $168,225
2023		$98,000 (+18.07%) Land $24,500 Building $73,500	$192,200 (+29.1%) Land $48,050 Building $144,150
2022		$83,000 Land $20,700 Building $62,300	$148,879 Land $37,130 Building $111,749
2021	$4,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20