64 Old Chimney Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 64 Old Chimney Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	4,812 sqft · built 2024
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,646,008 (May 2024)
Tax Bill	$34,514 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`63-00512-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`63-00512-0000-00012`
Alternative APNs	`630051200012` `052800`

Interior

Stories	1 Story
Building Area	4,812 sqft Living Area
1st Floor Area	4,812 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	052800
Street Address	64 OLD CHIMNEY RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Subdivision	ACKERSON ESTATES
Legal Block	512
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	2
Census Block	2006
Census Tract	53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	64 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Feb 29, 2024	Deed of Trust, Mortgage · Commercial Mortgage ABL RPC RESIDENTIAL CREDIT ACQUISITION L
Oct 27, 2022	Deed, Transfer · Stand-Alone First Mortgage ABL RPC RESIDENTIAL CREDIT ACQUISITION L
Jul 13, 2021	Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	Oct 27, 2022 · Amount on Record
Deed Document Number	202431175
Deed Book / Page	5246 / 829
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	May 26, 2026
Property Address	64 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1533
Document Number	0000034367
Book / Page	5803 / 1183
Instrument Date	May 5, 2026
Instrument	202634367
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1533

Mortgage

Document Number	0000034367,
Date	May 26, 2026
Book Page	5803/1183
Instrument	202634367

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	64 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1533
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 FRANKLIN AVE 843, 843, FRANKLIN LAKES, NJ 07417-7442

Mortgage

Document Number	0051840949
Date	Feb 29, 2024
Book Page	5184/949
Instrument	2024011083

Lender

Name	ABL RPC RESIDENTIAL CREDIT ACQUISITION L
Address	JERSEY CITY, NJ 07302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 27, 2022
Property Address	64 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1533
Document Number	0048471615
Book / Page	4847 / 1615
Instrument Date	Oct 11, 2022
Instrument	2022103823
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount Recorded
Tax	$8,299.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	774 GLENSIDE CT E, 774, ORADELL, NJ 07649-2413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 FRANKLIN AVE UNIT 843, 843, FRANKLIN LAKES, NJ 07417-7442

Mortgage

Document Number	0048471621
Date	Oct 27, 2022
Book Page	4847/1621
Instrument	2022103824

Lender

Name	ABL RPC RESIDENTIAL CREDIT ACQUISITION L
Type	Non-Lending Institution
Address	JERSEY CITY, NJ 07302

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 13, 2021
Property Address	64 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1533
Document Number	0042680446
Book / Page	4268 / 446
Instrument Date	May 20, 2021
Instrument	2021112292
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$5,344.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 578, PALMETTO, FL 34220-0578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1533

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,332,600 (-) Land $319,400 Building $1,013,200	$1,332,600 (-) Land $319,400 Building $1,013,200
2025	$34,514.00 (+182.12%)	$1,332,600 (+177.34%) Land $319,400 Building $1,013,200	$1,332,600 (+177.34%) Land $319,400 Building $1,013,200
2024	$12,234.00 (+2.96%)
2023		$480,500 Land $319,400 Building $161,100	$480,500 Land $319,400 Building $161,100
2022	$11,882.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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