Bergen County and Upper Saddle River Borough property record for 55 Old Chimney Rd, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 4,276 sqft · built 1998 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,157,000 (Jun 2025) |
| Tax Bill | $27,234 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00509-0000-00012 |
| Primary APN | 63-00509-0000-00012 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,276 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 41,382 sqft (0.95 acres) |
| Account Number | 049100 |
|---|---|
| Street Address | 55 OLD CHIMNEY RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .950 AC |
| Legal Subdivision | REGINALD FALK |
| Legal Block | 509 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Mar 10, 2020 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2025 · Amount on Record |
| Deed Sale | Jun 16, 2025 · Amount on Record |
| Prior Sale | Dec 1, 2014 · Amount on Record |
| Deed Document Number | 202541588 |
| Deed Book / Page | 5528 / 1245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 55 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1529 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048171908 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 4817/1908 |
| Instrument | 2022094246 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 55 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1529 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 55 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1529 |
| Document Number | 0035391947 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 3539/1947 |
| Instrument | 20-028935 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,051,500 (-) Land $323,000 Building $728,500 | $1,051,500 (-) Land $323,000 Building $728,500 | |
| 2025 | $27,234.00 (+1.73%) | $1,051,500 (-) Land $323,000 Building $728,500 | $1,051,500 (-) Land $323,000 Building $728,500 |
| 2024 | $26,771.00 (+2.95%) | ||
| 2023 | $1,051,500 Land $323,000 Building $728,500 | $1,051,500 Land $323,000 Building $728,500 | |
| 2022 | $26,003.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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