56 Old Chimney Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 56 Old Chimney Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	4,433 sqft · built 1963
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Company Names on Record
Last Sale	$144,279 (Jan 2025)
Tax Bill	$20,756 (2025)
Deeds & Mortgages	Oct 2023 Transfer Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63-00512-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`63-00512-0000-00014`
Alternative APNs	`630051200014` `049200`

Interior

Stories	1 Story
Building Area	4,433 sqft Living Area
1st Floor Area	4,433 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	40,946 sqft (0.94 acres)

Location & Zoning

Account Number	049200
Street Address	56 OLD CHIMNEY RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.940 AC
Legal Subdivision	PROPERTY/REGINALD FALK
Legal Block	512
Legal Lot Number	14
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	2
Census Block	2006
Census Tract	53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	56 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1533
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO
Dec 24, 2020	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2025 · Amount on Record
Deed Sale	Jan 9, 2025 · Amount on Record
Prior Sale	Dec 24, 2020 · Amount on Record
Deed Document Number	20251838
Deed Book / Page	5399 / 1632
Prior Transfer Date	Aug 25, 2023
Prior Transfer Doc	0051020534
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Oct 11, 2023
Property Address	56 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1533
Document Number	0051020534
Book / Page	5102 / 534
Instrument Date	Aug 25, 2023
Instrument	2023066810
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1533

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 24, 2020
Property Address	56 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1533
Document Number	0038840772
Book / Page	3884 / 772
Instrument Date	Aug 19, 2020
Instrument	20-139038
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	PARK PLACE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,707.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 OLD CHIMNEY RD, 56, UPPER SADDLE RIVER, NJ 07458-1533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1533

Mortgage

Document Number	20139039
Date	Dec 24, 2020
Instrument	20-139039

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$801,400 (-) Land $322,600 Building $478,800	$801,400 (-) Land $322,600 Building $478,800
2025	$20,756.00 (+1.73%)	$801,400 (-) Land $322,600 Building $478,800	$801,400 (-) Land $322,600 Building $478,800
2024	$20,404.00 (+3.68%)
2023		$801,400 (+0.7%) Land $322,600 Building $478,800	$801,400 (+0.7%) Land $322,600 Building $478,800
2022	$19,680.00 (+0.2%)	$795,800 Land $322,600 Building $473,200	$795,800 Land $322,600 Building $473,200
2021	$19,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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