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64 Oak Cluster Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 64 Oak Cluster Ln, Saint Augustine, FL 32092 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2024
Square Footage3,412 sqft Living Area
Lot Size13,503 sqft (0.31 acres)
OccupancyOwner Occupied
Last Sale$875,000 (2026)
Tax Bill$12,998.00 (2025)

Property Details

APN / Parcel Number

Primary APN029011-8520

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures15 Plumbing Fixtures
Building Area3,412 sqft Living Area
Gross Area4,072 sqft Gross Area
1st Floor3,412 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,503 sqft (0.31 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area660 sqft Garage
Porch Area298 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address64 OAK CLUSTER LN
CitySAINT AUGUSTINE
StateFL
Zip32092-0114
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description107/24-37 WHISPER CREEK PHASE 6 LOT 852 OR6053/1929
Legal Range28
Legal Township06
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 6
Legal Phase6
Legal Block1
Legal Lot Number852
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-8520

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address64 OAK CLUSTER LN, ST AUGUSTINE, FL 32092-0114
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Warranty Deed, Transfer · Conventional Mortgage
DELTA COMMUNITY CREDIT UNION
Nov 18, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PREMIER MORTGAGE RESOURCES LLC
Aug 15, 2022Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 2026 · Amount on Record
Deed SaleApr 13, 2026 · Amount on Record
Prior SaleNov 18, 2024 · Amount on Record
Deed Doc Number202631321
Deed Book / Page6343 / 40
Record RefreshedJun 08, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 13, 2026
Property Address64 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114
Document Number0000031321
Book / Page6343 / 40
Instrument DateApr 07, 2026
Instrument2026.31321
Transaction TypeTransfer
Record UpdatedApr 27, 2026
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$618,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address64 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114

Mortgage

Document Number0000031322,
DateApr 13, 2026
Book Page6343/42
Instrument2026.31322
Lender
NameDELTA COMMUNITY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2041
Interest
Rate TypeFixed Rate
Rate5.44%
Initial TypeFixed Rate
Max Rate-1%

November 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateNov 18, 2024
Property Address64 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114
Document Number0060531929
Book / Page6053 / 1929
Map ReferenceMB 107 PG 24-37
Instrument DateNov 14, 2024
Instrument2024089909
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,658.10
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address452 PHELPS ST # 4, 4, JACKSONVILLE, FL 32206-5635

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address64 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114

Mortgage

Document Number2024089910
DateNov 18, 2024
Instrument2024089910
Lender
NamePREMIER MORTGAGE RESOURCES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2054

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateAug 15, 2022
Property Address64 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114
Document Number0056161056
Book / Page5616 / 1056
Map ReferenceMB 107 PG 24-37
Instrument DateAug 15, 2022
Instrument2022078816
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,472.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address7807 BAYMEADOWS RD E # E205, E205, JACKSONVILLE, FL 32256-9664

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 BUSINESS PARK CIR STE 105, 105, ST AUGUSTINE, FL 32095-8824
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$733,509 (+8.99%) Land $160,000 Building $573,509$733,509 (+8.99%) Land $160,000 Building $573,509
2025$12,998.00 (+148.53%)$672,995 (+417.69%)$672,995 (+417.69%) Land $155,000 Building $517,995
2024$5,230.00 (+7.41%)$130,000 (+28.71%)$130,000 (+28.71%) Land $130,000
2023$4,869.00 (-8.25%)$101,000 (-24.85%)$101,000 (-24.85%) Land $101,000
2022$5,307.00$134,400$134,400 Land $134,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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