St. Johns County property record for 100 Oak Cluster Ln, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,302 sqft · built 2025 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $798,665 (Dec 2025) |
| Tax Bill | $5,601 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Aug 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 029011-8500 |
| Primary APN | 029011-8500 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,302 sqft Living Area |
| Gross Area | 3,998 sqft |
| 1st Floor Area | 3,302 sqft |
| Flooring | Carpet |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 100 OAK CLUSTER LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 107/24-37 WHISPER CREEK PHASE 6 LOT 850 OR6275/117 |
| Legal Range | 28 |
| Legal Township | 06 |
| Legal Section | 38 |
| Legal Subdivision | WHISPER CREEK PHASE 6 |
| Legal Phase | 6 |
| Legal Block | 1 |
| Legal Lot Number | 850 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 029011-8500
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 100 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 17, 2025 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FIRST EQUITY MORTGAGE INC |
| Aug 15, 2023 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Deed Document Number | 2025102267 |
| Deed Book / Page | 6275 / 117 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 17, 2025 |
| Property Address | 100 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114 |
| Document Number | 0062750117 |
| Book / Page | 6275 / 117 |
| Map Reference | MB 107 PG 24-37 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 2025102267 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,590.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9452 PHILIPS HWY STE 4, 4, JACKSONVILLE, FL 32256-1332 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 100 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114 |
| Document Number | 0006275119 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 6275/119 |
| Name | FIRST EQUITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 15, 2023 |
| Property Address | 100 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114 |
| Document Number | 0058091271 |
| Book / Page | 5809 / 1271 |
| Map Reference | MB 107 PG 24-37 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2023064408 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,604.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7807 BAYMEADOWS RD E # E205, E205, JACKSONVILLE, FL 32256-9664 |
| Name | Verified Name |
|---|---|
| Address | 9452 PHILIPS HWY STE 4, 4, JACKSONVILLE, FL 32256-1332 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $655,787 (+323.09%) Land $160,000 Building $495,787 | $655,787 (+323.09%) Land $160,000 Building $495,787 | |
| 2025 | $5,601.00 (+7.09%) | $155,000 (+19.23%) | $155,000 (+19.23%) Land $155,000 |
| 2024 | $5,230.00 (+7.41%) | $130,000 (+28.71%) | $130,000 (+28.71%) Land $130,000 |
| 2023 | $4,869.00 (-8.25%) | $101,000 (-24.85%) | $101,000 (-24.85%) Land $101,000 |
| 2022 | $5,307.00 | $134,400 | $134,400 Land $134,400 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 38% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,266 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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