100 Oak Cluster Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 100 Oak Cluster Ln, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,302 sqft · built 2025
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$798,665 (Dec 2025)
Tax Bill$5,601 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Aug 2023 Sale
Flood ZoneZone X (minimal risk)
APN029011-8500

Property Details

APN / Parcel Number

Primary APN029011-8500

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,302 sqft Living Area
Gross Area3,998 sqft
1st Floor Area3,302 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area696 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address100 OAK CLUSTER LN
CitySAINT AUGUSTINE
StateFL
Zip32092-0114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description107/24-37 WHISPER CREEK PHASE 6 LOT 850 OR6275/117
Legal Range28
Legal Township06
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 6
Legal Phase6
Legal Block1
Legal Lot Number850
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-8500

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address100 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
FIRST EQUITY MORTGAGE INC
Aug 15, 2023Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 17, 2025 · Amount on Record
Deed SaleDec 17, 2025 · Amount on Record
Deed Document Number2025102267
Deed Book / Page6275 / 117
Record UpdatedJun 08, 2026

December 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 17, 2025
Property Address100 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114
Document Number0062750117
Book / Page6275 / 117
Map ReferenceMB 107 PG 24-37
Instrument DateDec 16, 2025
Instrument2025102267
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,590.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9452 PHILIPS HWY STE 4, 4, JACKSONVILLE, FL 32256-1332

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address100 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114

Mortgage

Document Number0006275119
DateDec 17, 2025
Instrument6275/119
Lender
NameFIRST EQUITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

August 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateAug 15, 2023
Property Address100 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114
Document Number0058091271
Book / Page5809 / 1271
Map ReferenceMB 107 PG 24-37
Instrument DateAug 14, 2023
Instrument2023064408
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,604.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address7807 BAYMEADOWS RD E # E205, E205, JACKSONVILLE, FL 32256-9664

Transferred To (Grantee/Buyer)

NameVerified Name
Address9452 PHILIPS HWY STE 4, 4, JACKSONVILLE, FL 32256-1332

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$655,787 (+323.09%) Land $160,000 Building $495,787$655,787 (+323.09%) Land $160,000 Building $495,787
2025$5,601.00 (+7.09%)$155,000 (+19.23%)$155,000 (+19.23%) Land $155,000
2024$5,230.00 (+7.41%)$130,000 (+28.71%)$130,000 (+28.71%) Land $130,000
2023$4,869.00 (-8.25%)$101,000 (-24.85%)$101,000 (-24.85%) Land $101,000
2022$5,307.00$134,400$134,400 Land $134,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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