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61 Oak Cluster Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 61 Oak Cluster Ln, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2023
Square Footage2,936 sqft Living Area
Lot Size11,761 sqft (0.27 acres)
OccupancyOwner Occupied
Last Sale$736,000 (2025)
Tax Bill$12,033.00 (2025)

Property Details

APN / Parcel Number

Primary APN029011-8450

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area2,936 sqft Living Area
Gross Area3,825 sqft Gross Area
1st Floor2,936 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,761 sqft (0.27 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area699 sqft Garage
Porch Area190 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address61 OAK CLUSTER LN
CityST AUGUSTINE
StateFL
Zip32092-0114
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description107/24-37 WHISPER CREEK PHASE 6 LOT 845 OR6282/929
Legal Range28
Legal Township06
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 6
Legal Phase6
Legal Block1
Legal Lot Number845
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-8450

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address61 OAK CLUSTER LN, ST AUGUSTINE, FL 32092-0114
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
SPACE COAST CU
Dec 31, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST COAST MORTGAGE FUNDING LLC
Jan 23, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST EQUITY MORTGAGE INC
Feb 09, 2023Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 31, 2025 · Amount on Record
Deed SaleDec 31, 2025 · Amount on Record
Prior SaleJan 23, 2024 · Amount on Record
Deed Doc Number2025105623
Deed Book / Page6282 / 929
Record RefreshedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address61 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114
Transaction TypeMortgage
Record UpdatedMar 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 OAK CLUSTER LN, ST AUGUSTINE, FL 32092-0114

Mortgage

Document Number0063101636
DateFeb 24, 2026
Book Page6310/1636
Instrument2026015211
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 31, 2025
Property Address61 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114
Document Number0062820929
Book / Page6282 / 929
Map ReferenceMB 107 PG 24-37
Instrument DateDec 22, 2025
Instrument2025105623
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyCLOSING USA LLC, CLOSING BEAR LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,152.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address245 BRYCE DR, KAYSVILLE, UT 84037-6736

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114

Mortgage

Document Number0006282931
DateDec 31, 2025
Instrument6282/931
Lender
NameFIRST COAST MORTGAGE FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

January 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJan 23, 2024
Property Address61 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114
Document Number0058891375
Book / Page5889 / 1375
Map ReferenceMB 107 PG 24-37
Instrument DateJan 22, 2024
Instrument2024005596
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 02, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,637.10
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9452 PHILIPS HWY STE 4, 4, JACKSONVILLE, FL 32256-1332

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address61 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114

Mortgage

Document Number0058891377
DateJan 23, 2024
Instrument5889/1377
Lender
NameFIRST EQUITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

February 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 09, 2023
Property Address61 OAK CLUSTER LN, SAINT AUGUSTINE, FL 32092-0114
Document Number0057070217
Book / Page5707 / 217
Map ReferenceMB 86 PG 41-44
Instrument DateFeb 09, 2023
Instrument2023010448
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$5,152.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address7807 BAYMEADOWS RD E # E205, E205, JACKSONVILLE, FL 32256-9664

Transferred To (Grantee/Buyer)

NameVerified Name
Address9452 PHILIPS HWY STE 4, 4, JACKSONVILLE, FL 32256-1332
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$607,347 (+1%) Land $160,000 Building $447,347$607,347 (+1%) Land $160,000 Building $447,347
2025$12,033.00 (+5.88%)$601,325 (+495.37%)$601,325 (+495.37%) Land $155,000 Building $446,325
2024$11,365.00 (+133.42%)
2023$4,869.00 (-8.25%)$101,000 (-24.85%)$101,000 (-24.85%) Land $101,000
2022$5,307.00$134,400$134,400 Land $134,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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