64 Lincoln Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 64 Lincoln Ave, Saugus, MA 01906

Property Summary

Property Type	Duplex
Details	4 bd · 5.5 ba · 6,895 sqft · built 1850
Lot Size	0.512 acres (22,281 sqft)
Owner	Individual Name on Record
Last Sale	$1,500,000 (Dec 2025)
Tax Bill	$16,873 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-H B:0003 L:0012`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-H B:0003 L:0012`
Alternative APNs	`M:007=H B:0003 L:0012` `8868018`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	2 Units
Stories	3 Stories
Building Area	6,895 sqft Living Area
Gross Area	9,339 sqft
1st Floor Area	2,431 sqft
Basement Area	2,411 sqft
Unfinished Basement	964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,281 sqft (0.512 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8868018
Street Address	64 LINCOLN AVE
City	SAUGUS
State	MA
Zip	01906-1700
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NA
Legal Block	3
Legal Lot Number	12
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1010
Census Tract	208102

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	64 LINCOLN AVE, SAUGUS, MA 01906-1700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Quit Claim Deed, Transfer · Conventional Mortgage NEW FED MORTGAGE CORP
Jan 27, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 12, 2019	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST
Oct 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PARKSIDE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Oct 31, 1988 · Amount on Record
Deed Book / Page	43141 / 339
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 19, 2025
Property Address	64 LINCOLN AVE, SAUGUS, MA 01906-1700
Document Number	043141-339
Book / Page	43141 / 339
Instrument Date	Dec 19, 2025
Instrument	20251219003540
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 LINCOLN AVE, SAUGUS, MA 01906-1700

Mortgage

Document Number	20251219003550
Date	Dec 19, 2025
Instrument	20251219003550

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jan 27, 2023
Property Address	64 LINCOLN AVE, SAUGUS, MA 01906-1700
Document Number	041416-130
Book / Page	41416 / 130
Instrument Date	Jan 9, 2023
Instrument	20230127002330
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 LINCOLN AVE, SAUGUS, MA 01906-1700

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	64 LINCOLN AVE, SAUGUS, MA 01906-1700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37658-117
Date	Jul 12, 2019
Book Page	37658/117
Instrument	20190712000770

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	64 LINCOLN AVE, SAUGUS, MA 01906-1700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39025-308
Date	Oct 6, 2020
Book Page	39025/308
Instrument	20201006002090

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,873.00 (+0.61%)	$1,619,300 (+3.12%) Land $365,900 Building $1,247,700	$1,281,014
2025	$16,771.00 (+40.19%)	$1,570,300 (+39.79%) Land $330,900 Building $1,239,400
2024	$11,963.00 (-0.09%)	$1,123,300 (+5.63%) Land $274,700 Building $848,600
2023	$11,974.00	$1,063,400 Land $247,700 Building $815,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	58 (1978–2024)
Claims Outside the SFHA	4 of 58
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 6 claims Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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