56 Lincoln Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 56 Lincoln Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,062 sqft · built 1900
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,000 (Mar 2011)
Tax Bill	$9,310 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-H B:0003 L:0010`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-H B:0003 L:0010`
Alternative APNs	`M:007=H B:0003 L:0010` `3794001`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,062 sqft Living Area
Gross Area	5,554 sqft
1st Floor Area	1,092 sqft
Basement Area	1,412 sqft
Unfinished Basement	1,412 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,998 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3794001
Street Address	56 LINCOLN AVE
City	SAUGUS
State	MA
Zip	01906-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	3
Legal Lot Number	10
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1010
Census Tract	208102

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56 LINCOLN AVE, SAUGUS, MA 01906-1716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Line of Credit THE WASHINGTON TRUST CO OF WESTERLY
Nov 13, 2017	Deed of Trust, Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage METRO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2011 · Amount on Record
Deed Sale	Mar 7, 2011 · Amount on Record
Prior Sale	May 12, 2008 · Amount on Record
Deed Book / Page	30275 / 350
Transfer Doc	1104000353
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	56 LINCOLN AVE, SAUGUS, MA 01906-1716
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041492-579
Date	Mar 28, 2023
Book Page	41492/579
Instrument	20230328000650

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	56 LINCOLN AVE, SAUGUS, MA 01906-1716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36326-11
Date	Nov 13, 2017
Book Page	36326/11
Instrument	206

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2032

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	56 LINCOLN AVE, SAUGUS, MA 01906-1716
Document Number	37618-527
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 LINCOLN AVE SAUGUS MA 019061716, SAUGUS, MA 01906-1716

Mortgage

Document Number	37618-527
Date	Jun 26, 2019
Book Page	037618/000527
Instrument	1906264470

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 25, 2024

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,310.00 (+1.48%)	$893,500 (+4.02%) Land $313,900 Building $570,500	$819,440 (-10.42%)
2025	$9,174.00 (+6.11%)	$859,000 (+5.81%) Land $283,800 Building $575,200	$914,755
2024	$8,646.00 (+10.8%)	$811,800 (+17.14%) Land $258,000 Building $553,800
2023	$7,803.00	$693,000 Land $232,200 Building $460,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	58 (1978–2024)
Claims Outside the SFHA	4 of 58
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 6 claims Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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