63 Lincoln Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 63 Lincoln Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,225 sqft · built 1920
Lot Size	0.109 acres (4,731 sqft)
Owner	Individual Name on File
Last Sale	$767,000 (Jul 2025)
Tax Bill	$6,520 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Dec 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-G B:0012 L:0004`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-G B:0012 L:0004`
Alternative APNs	`M:007=G B:0012 L:0004` `7777025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,225 sqft Living Area
Gross Area	2,545 sqft
1st Floor Area	700 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,731 sqft (0.109 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	7777025
Street Address	63 LINCOLN AVE
City	SAUGUS
State	MA
Zip	01906-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	12
Legal Lot Number	4
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3005
Census Tract	208101

Owner

63 Lincoln Ave is owned and occupied by an individual who bought it in July 2025.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	63 LINCOLN AVE, SAUGUS, MA 01906-1715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Quit Claim Deed, Transfer · Conventional Mortgage THE WASHINGTON TRUST CO OF WESTERLY
Dec 10, 2024	Quit Claim Deed, Transfer · Commercial Mortgage SIGNATURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2025 · Amount on File
Deed Sale	Jul 30, 2025 · Amount on File
Prior Sale	Dec 10, 2024 · Amount on File
Deed Book / Page	42857 / 600
Prior Transfer Date	Jul 29, 2025
Prior Transfer Doc	042857-600
Record Updated	Oct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jul 30, 2025
Property Address	63 LINCOLN AVE, SAUGUS, MA 01906-1715
Document Number	042857-600
Book / Page	42857 / 600
Instrument Date	Jul 29, 2025
Instrument	20250730000510
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 LINCOLN AVE, SAUGUS, MA 01906-1715

Mortgage

Document Number	20250730000520
Date	Jul 30, 2025
Instrument	20250730000520

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 10, 2024
Property Address	63 LINCOLN AVE, SAUGUS, MA 01906-1715
Document Number	042476-369
Book / Page	42476 / 369
Instrument Date	Dec 10, 2024
Instrument	20241210001410
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 LINWOOD AVE # 2, 2, MELROSE, MA 02176-4723

Mortgage

Document Number	241210001430
Date	Dec 10, 2024
Instrument	241210001430

Lender

Name	SIGNATURE LENDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 63 Lincoln Ave was $6,520, up 24.8% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,520.00 (+24.78%)	$625,700 (+27.9%) Land $309,300 Building $316,100	$695,946 (-3.32%)
2025	$5,225.00 (+6.57%)	$489,200 (+6.26%) Land $279,600 Building $209,600	$719,815
2024	$4,903.00 (+1.07%)	$460,400 (+6.87%) Land $254,200 Building $206,200
2023	$4,851.00	$430,800 Land $228,800 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 63 Lincoln Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 units insured incl. 6 condo units
Nearby Flood Claims	2 (1978–1996)
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 63 Lincoln Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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