64 Hillside Ter, Warne, NC 28909 Property Records

Clay County property record for 64 Hillside Ter, Warne, NC 28909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 2022
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$359,000 (May 2022)
Tax Bill	$793 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`543800677808`

Property Details

APN / Parcel Number

Primary APN	`543800677808`
Alternative APNs	`620545000` `619192000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,692 sqft Heated Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	46,174 sqft (1.06 acres)

Location & Zoning

Account Number	619192000
Street Address	64 HILLSIDE TER
City	WARNE
State	NC
Zip	28909-7752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 WARNE ESTATES SUB
Legal Subdivision	WARNE ESTATES SUB
Legal Lot Number	2
Jurisdiction	CLAY NC
Township / Civil Division	BRASSTOWN
Census Block Group	2
Census Block	2056
Census Tract	950201

Owner

64 Hillside Ter is owned and occupied by two individuals who bought it in May 2022.

Source: Clay County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	64 HILLSIDE TER, WARNE, NC 28909-7752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 13, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Dec 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Prior Sale	Dec 7, 2021 · Amount on File
Deed Document Number	20221282
Deed Book / Page	464 / 219
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	64 HILLSIDE TER, WARNE, NC 28909-7752
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 HILLSIDE TER, WARNE, NC 28909-7752

Mortgage

Document Number	0000R16/50
Date	Oct 19, 2022
Book Page	R16/50
Instrument	2022002731

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	May 13, 2022
Property Address	64 HILLSIDE TER, WARNE, NC 28909-7752
Document Number	000464/219
Book / Page	464 / 219
Map Reference	MB 6 PG 466
Instrument Date	May 12, 2022
Instrument	2022001282
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$718.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 111, HAYESVILLE, NC 28904-0111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 HILLSIDE TER, WARNE, NC 28909-7752

Mortgage

Document Number	2022001283
Date	May 13, 2022
Instrument	2022001283

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Dec 7, 2021
Property Address	64 HILLSIDE TER, WARNE, NC 28909-7752
Document Number	00000460/3
Book / Page	460 / 3
Map Reference	CAB 2 SL 211
Instrument Date	Dec 7, 2021
Instrument	2021003997
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 111, HAYESVILLE, NC 28904-0111

Tax Assessment & Valuation

The 2026 property tax bill for 64 Hillside Ter was $793, down 39.3% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$793.00 (-39.28%)	$491,700 (+92%) Land $40,600 Building $451,100	$491,700 (+92%) Land $40,600 Building $451,100
2025	$1,306.00	$256,100 Land $40,600 Building $215,500	$256,100 Land $40,600 Building $215,500
2023	$1,198.00	$255,000 Land $40,600 Building $214,400	$255,000 Land $40,600 Building $214,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 64 Hillside Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Hillside Ter is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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