Clay County property record for 55 Hillside Ter, Warne, NC 28909
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,917 sqft · built 2005 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Sep 2019) |
| Tax Bill | $1,553 (2026) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 543800677648 |
| Primary APN | 543800677648 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Building Area | 2,917 sqft Heated Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 52,272 sqft (1.2 acres) |
| Account Number | 617812000 |
|---|---|
| Street Address | 55 HILLSIDE TER |
| City | WARNE |
| State | NC |
| Zip | 28909-7752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 WARNE ESTATES |
| Legal Subdivision | WARNE ESTATES |
| Legal Lot Number | 9 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | BRASSTOWN |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 950201 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 HILLSIDE TER, WARNE, NC 28909-7752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on Record |
| Deed Sale | Sep 27, 2019 · Amount on Record |
| Prior Sale | Jan 24, 2005 · Amount on Record |
| Deed Document Number | 20192261 |
| Deed Book / Page | 434 / 43 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Sep 27, 2019 |
| Property Address | 55 HILLSIDE TER, WARNE, NC 28909-7752 |
| Document Number | 00434/0043 |
| Book / Page | 434 / 0043 |
| Map Reference | CAB 2 SL 211 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 2019002261 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 HIGH FIELDS DR, 20, BRASSTOWN, NC 28902 |
| Name | Verified Name |
|---|---|
| Address | 4945 PLAINSMAN CIR, CUMMING, GA 30028-3462 |
| Document Number | 2019002262 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 2019002262 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2034 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,553.00 | $468,800 (+65.01%) Land $42,000 Building $426,800 | $468,800 (+65.01%) Land $42,000 Building $426,800 |
| 2025 | $284,100 (-) Land $42,000 Building $242,100 | $284,100 (-) Land $42,000 Building $242,100 | |
| 2023 | $1,335.00 | $284,100 Land $42,000 Building $242,100 | $284,100 Land $42,000 Building $242,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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