175 Hillside Ter, Warne, NC 28909 Property Records

Clay County property record for 175 Hillside Ter, Warne, NC 28909

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 3,146 sqft · built 2005
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Aug 2018)
Tax Bill	$2,052 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`543800672687`

Property Details

APN / Parcel Number

Primary APN	`543800672687`
Alternative APN	`616708000`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,146 sqft Heated Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	31,799 sqft (0.73 acres)

Location & Zoning

Account Number	616708000
Street Address	175 HILLSIDE TER
City	WARNE
State	NC
Zip	28909-7753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 WARNE ESTATES
Legal Subdivision	WARNE ESTATES
Legal Lot Number	7
Jurisdiction	CLAY NC
Township / Civil Division	BRASSTOWN
Census Block Group	2
Census Block	2056
Census Tract	950201

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 HILLSIDE TER, WARNE, NC 28909-7753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 29, 2018	Warranty Deed, Transfer · Conventional Mortgage
Aug 29, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	20181984
Deed Book / Page	423 / 112
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	175 HILLSIDE TER, WARNE, NC 28909-7753
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A16/19
Date	Jun 1, 2021
Book Page	A16/19
Instrument	2021001878

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	175 HILLSIDE TER, WARNE, NC 28909-7753
Transaction Type	Mortgage
Record Updated	May 6, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	F15/45
Date	Apr 3, 2020
Book Page	F15/45
Instrument	2020000751

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Aug 29, 2018
Property Address	175 HILLSIDE TER, WARNE, NC 28909-7753
Document Number	423/0112
Book / Page	423 / 0112
Map Reference	CAB 2 SL 211
Instrument Date	Aug 28, 2018
Instrument	2018001984
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 HILLSIDE TER, WARNE, NC 28909-7753

Mortgage

Document Number	2018001985
Date	Aug 29, 2018
Instrument	2018001985

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Aug 29, 2018
Property Address	175 HILLSIDE TER, WARNE, NC 28909-7753
Document Number	423/0112
Book / Page	423 / 0112
Map Reference	CAB 2 SL 211
Instrument Date	Aug 28, 2018
Instrument	2018001984
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 HILLSIDE TER, WARNE, NC 28909-7753

Mortgage

Document Number	2018001985
Date	Aug 29, 2018
Instrument	2018001985

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,052.00	$602,900 (+86.89%) Land $46,400 Building $556,500	$602,900 (+86.89%) Land $46,400 Building $556,500
2025		$322,600 (-) Land $46,400 Building $276,200	$322,600 (-) Land $46,400 Building $276,200
2023	$1,676.00	$322,600 Land $46,400 Building $276,200	$322,600 Land $46,400 Building $276,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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