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64 Hidden Harbor Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 64 Hidden Harbor Ln, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,736 sqft · built 2000
Lot Size0.194 acres (8,494 sqft)
Owner2 Owner Names on File
Last Sale$262,500 (Feb 2013)
Tax Bill$4,441 (2024)
Deeds & MortgagesMay 2022 Line of Credit
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN29-2S-21-42950-000-0120

Property Details

APN / Parcel Number

Primary APN29-2S-21-42950-000-0120
Alternative APN
  • 1064944

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,736 sqft Living Area
Gross Area2,856 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Exterior MaterialWood
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area8,494 sqft (0.194 acres)
Lot Dimensions13.1 ft deep x 6.5 ft wide

Exterior Amenities

PorchPorch
Porch Area120 sqft
Deck Area324 sqft
Patio Area324 sqft
FenceFence
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1064944
Street Address64 HIDDEN HARBOR LN
CityMIRAMAR BEACH
StateFL
Zip32550-3931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 HIDDEN HARBOR ESTATES PB 11-42 OR 2374-214 OR 2895-3877 OR 2912-2571 OR 2912-2572
Legal Range21W
Legal Township02S
Legal Section29
Legal SubdivisionHIDDEN HARBOR ESTATES S/D
Legal Lot Number12
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1008
Census Tract950608

Owner

The current owner of 64 Hidden Harbor Ln bought it in February 2013.

Source: Walton County records, as of December 17, 2025

Owner of Record2 Owner Names on File
Mailing Address140 CREST DR, MIRAMAR BEACH, FL 32550-8668

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 19, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Aug 24, 2017Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2013 · Amount on File
Deed SaleFeb 20, 2013 · Amount on File
Prior SaleFeb 20, 2013 · Amount on File
Deed Document Number1227290
Deed Book / Page2912 / 2572
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address64 HIDDEN HARBOR LN, MIRAMAR BEACH, FL 32550-3931
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 CREST DR, MIRAMAR BEACH, FL 32550-8668

Mortgage

Document Number0032524618
DateMay 19, 2022
Book Page3252/4618
Instrument20220023836
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJun 9, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address64 HIDDEN HARBOR LN, MIRAMAR BEACH, FL 32550-3931
Document Number0030511895
Book / Page003051 / 001895
Instrument DateAug 24, 2017
Transaction TypeMortgage
Record UpdatedSep 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address64 HIDDEN HARBOR LN MIRAMAR BEACH FL 325503931, MIRAMAR BEACH, FL 32550-3931

Mortgage

Document Number0030511895
DateSep 1, 2017
Book Page003051/001895
Instrument29218
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-4360
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$571,265 Land $77,000 Building $494,265$571,265 Land $77,000 Building $494,265
2024$4,441.00 (+4.99%)
2023$4,230.00 (+19.9%)$575,784 (+33.4%) Land $69,088 Building $506,696$575,784 (+33.4%) Land $69,088 Building $506,696
2022$3,528.00$431,625 Land $56,097 Building $375,528$431,625 Land $56,097 Building $375,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 64 Hidden Harbor Ln in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 148 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims12 (2004–2024)
Claims Outside the SFHA5 of 12
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Sally, Sep 2020 · 5 claims
  • Hurricane Michael, Oct 2018 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 64 Hidden Harbor Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: Wildstar Networks.

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