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79 Hidden Harbor Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 79 Hidden Harbor Ln, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,804 sqft · built 1997
Lot Size0.248 acres (10,846 sqft)
Owner2 Trust Names on File
Last Sale$150,000 (Aug 2001)
Tax Bill$1,507 (2024)
Deeds & MortgagesMar 2023 Transfer
Apr 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN29-2S-21-42950-000-0070

Property Details

APN / Parcel Number

Primary APN29-2S-21-42950-000-0070
Alternative APN
  • 1064938

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,804 sqft Living Area
Gross Area2,420 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,846 sqft (0.248 acres)
Lot Dimensions13.9 ft deep x 7.8 ft wide
Garage TypeFinished
Garage Area420 sqft

Exterior Amenities

Pool Area360 sqft
PorchPorch
Porch Area196 sqft
FenceFence
GazeboGazebo

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1064938
Street Address79 HIDDEN HARBOR LN
CityMIRAMAR BEACH
StateFL
Zip32550-3931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 HIDDEN HARBOR ESTATES PB 11-42 OR 1547-51 OR 2319-868
Legal Range21W
Legal Township02S
Legal Section29
Legal SubdivisionHIDDEN HARBOR ESTATES S/D
Legal Lot Number7
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1008
Census Tract950608

Owner

79 Hidden Harbor Ln is owner-occupied and held in a trust since March 2023.

Source: Walton County records, as of December 17, 2025

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address79 HIDDEN HARBOR LN, MIRAMAR BEACH, FL 32550-3931
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2023Intrafamily Transfer, Transfer
Apr 24, 2017Loan Modification, Mortgage · Conventional Mortgage
STEWART DONN A & KAREN S (ES)

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleAug 16, 2001 · Amount on File
Deed SaleAug 16, 2001 · Amount on File
Prior SaleNov 18, 2013 · Amount on File
Deed Document Number0023441342
Last Transfer DateMar 2, 2023
Transfer Doc0032820458
Record UpdatedJun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateMar 2, 2023
Property Address79 HIDDEN HARBOR LN, MIRAMAR BEACH, FL 32550-3931
Document Number0032820458
Book / Page3282 / 458
Map ReferenceMB 11 PG 42&42A
Instrument DateMar 1, 2023
Instrument20230007137
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address79 HIDDEN HARBOR LN, MIRAMAR BEACH, FL 32550-3931

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address79 HIDDEN HARBOR LN, MIRAMAR BEACH, FL 32550-3931

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWALTON FL
Property Address79 HIDDEN HARBOR LN, MIRAMAR BEACH, FL 32550-3931
Document Number0030394512
Book / Page003039 / 004512
Instrument DateApr 24, 2017
Transaction TypeMortgage
Record UpdatedMay 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address79 HIDDEN HARBOR LN DESTIN FL 325503931, DESTIN, FL 32550-3931

Mortgage

Document Number0030394512
DateMay 1, 2017
Book Page003039/004512
Instrument13658
Lender
NameSTEWART DONN A & KAREN S (ES)
Address15935 SPRING OAKS RD # 175, EL CAJON, CA 92021-2693
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueApr 30, 2022

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$429,895 Land $84,700 Building $345,195$429,895 Land $84,700 Building $345,195
2024$1,507.00 (+4.29%)
2023$1,445.00 (+1.62%) Homeowner's exemption$429,925 (+33.76%) Land $75,997 Building $353,928$429,925 (+33.76%) Land $75,997 Building $353,928
2022$1,422.00 Homeowner's exemption$321,406 Land $56,097 Building $265,309$321,406 Land $56,097 Building $265,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Hidden Harbor Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 148 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims12 (2004–2024)
Claims Outside the SFHA5 of 12
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Sally, Sep 2020 · 5 claims
  • Hurricane Michael, Oct 2018 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 79 Hidden Harbor Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: Wildstar Networks.

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