Walton County property record for 40 Hidden Harbor Ln, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,588 sqft · built 1996 |
| Lot Size | 0.194 acres (8,494 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $230,000 (Oct 2008) |
| Tax Bill | $1,280 (2024) |
| Deeds & Mortgages | Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-2S-21-42950-000-0140 |
| Primary APN | 29-2S-21-42950-000-0140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,588 sqft Living Area |
| Gross Area | 2,231 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,494 sqft (0.194 acres) |
| Lot Dimensions | 13.1 ft deep x 6.5 ft wide |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | Deck Area |
| Patio Area | 208 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1064946 |
|---|---|
| Street Address | 40 HIDDEN HARBOR LN |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-3931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 HIDDEN HARBOR ESTATES PB 11-42 OR 1349-175 OR 1360-96 OR 1378-289 OR 1451-251 OR 2304-1734 OR 2558-1591 OR 2804-2822 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 29 |
| Legal Subdivision | HIDDEN HARBOR ESTATES S/D |
| Legal Lot Number | 14 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 950608 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 40 HIDDEN HARBOR LN, MIRAMAR BEACH, FL 32550-3931 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2008 · Amount on Record |
| Deed Sale | Oct 29, 2008 · Amount on Record |
| Prior Sale | Nov 3, 2003 · Amount on Record |
| Deed Document Number | 1058453 |
| Deed Book / Page | 2804 / 2822 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 40 HIDDEN HARBOR LN, MIRAMAR BEACH, FL 32550-3931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 40 HIDDEN HARBOR LN, MIRAMAR BEACH, FL 32550-3931 |
| Document Number | 0032783242 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 3278/3242 |
| Instrument | 20230002353 |
| Name | B1BANK |
|---|---|
| Type | Bank |
| Address | HOUMA, LA 70361 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jan 19, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $385,589 (-0.07%) Land $77,000 Building $308,589 | $385,589 (-0.07%) Land $77,000 Building $308,589 | |
| 2024 | $1,280.00 (+4.4%) | ||
| 2023 | $1,226.00 (+1.74%) Homeowner's exemption | $385,844 (+32.56%) Land $69,088 Building $316,756 | $385,844 (+32.56%) Land $69,088 Building $316,756 |
| 2022 | $1,205.00 Homeowner's exemption | $291,080 Land $56,097 Building $234,983 | $291,080 Land $56,097 Building $234,983 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wildstar Networks.
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