64 Frances Ln, Clyde, NC 28721 Property Records

Haywood County property record for 64 Frances Ln, Clyde, NC 28721

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,516 sqft · built 2002
Lot Size	0.715 acres (31,145 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Jan 2017)
Tax Bill	$894 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8647-40-1972`

Property Details

APN / Parcel Number

Primary APN	`8647-40-1972`
Alternative APN	`247077`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,516 sqft Heated Area
Gross Area	1,877 sqft
1st Floor Area	1,516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	31,145 sqft (0.715 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	247077
Street Address	64 FRANCES LN
City	CLYDE
State	NC
Zip	28721-6221
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	#2 DEBAX DEVELOPMENT
Legal Subdivision	DEBAX DEVELOPMENT
Legal Unit	2
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1005
Census Tract	920502

Owner

Source: Haywood County records · APN 8647-40-1972

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	64 FRANCES LN, CLYDE, NC 28721-6221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 26, 2017 · Amount on Record
Deed Sale	Jan 26, 2017 · Amount on Record
Prior Sale	Jun 30, 2016 · Amount on Record
Deed Document Number	2017721
Deed Book / Page	922 / 204
Record Updated	Sep 20, 2026

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jan 26, 2017
Property Address	64 FRANCES LN, CLYDE, NC 28721-6221
Document Number	0009220204
Book / Page	922 / 0204
Map Reference	CAB C SL2531
Instrument Date	Jan 26, 2017
Instrument	2017000721
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 TECHNOLOGY DR, 1000, O FALLON, MO 63368-2222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 VISTA LAKE DR, CANDLER, NC 28715-7177

Mortgage

Document Number	2017000722
Date	Jan 26, 2017
Instrument	2017000722

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,200 (-) Land $25,300 Building $87,900
2025	$894.00	$113,200 (-) Land $25,300 Building $87,900	$113,200 (-) Land $25,300 Building $87,900
2023		$113,200 Land $25,300 Building $87,900	$113,200 (-) Land $25,300 Building $87,900
2021			$113,200 Land $25,300 Building $87,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879205021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 68 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	TOWN OF CLYDE serves 3,228 people
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.