Haywood County property record for 22 Frances Ln, Clyde, NC 28721
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 2002 |
| Lot Size | 0.875 acres (38,115 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $903 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8647-30-9971 |
| Primary APN | 8647-30-9971 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,508 sqft Heated Area |
| Gross Area | 1,768 sqft |
| 1st Floor Area | 1,508 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 38,115 sqft (0.875 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 231907 |
|---|---|
| Street Address | 22 FRANCES LN |
| City | CLYDE |
| State | NC |
| Zip | 28721-6221 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | #1 DEBAX DEVELOPMENT |
| Legal Subdivision | DEBAX DEVELOPMENT |
| Legal Unit | 1 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920502 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 FRANCES LN, CLYDE, NC 28721-6221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Feb 11, 2019 | Deed of Trust, Mortgage · VA Mortgage DITECH FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 12, 2013 |
| Transfer Doc | 0008490021 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 22 FRANCES LN, CLYDE, NC 28721-6221 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0010290264 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 1029/264 |
| Instrument | 2021005252 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 22 FRANCES LN, CLYDE, NC 28721-6221 |
| Document Number | 0009672255 |
| Instrument Date | Feb 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 22 FRANCES LN CLYDE NC 287216221, CLYDE, NC 28721-6221 |
| Document Number | 0009672255 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 000967/002255 |
| Instrument | 1244 |
| Name | DITECH FIN'L |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2049 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,500 (-) Land $28,000 Building $86,500 | ||
| 2025 | $903.00 | $114,500 (-) Land $28,000 Building $86,500 | $114,500 (-) Land $28,000 Building $86,500 |
| 2023 | $114,500 Land $28,000 Building $86,500 | $114,500 (-) Land $28,000 Building $86,500 | |
| 2021 | $114,500 Land $28,000 Building $86,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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