Haywood County property record for 111 Frances Ln, Clyde, NC 28721
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,080 sqft · built 2001 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $35,000 (Dec 2014) |
| Tax Bill | $746 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit May 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 8647-41-3193 |
| Primary APN | 8647-41-3193 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,080 sqft Heated Area |
| Gross Area | 1,224 sqft |
| 1st Floor Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 105102 |
|---|---|
| Street Address | 111 FRANCES LN |
| City | CLYDE |
| State | NC |
| Zip | 28721-6222 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | #9 DEBAX DEVELOPMENT |
| Legal Subdivision | DEBAX DEVELOPMENT |
| Legal Unit | 9 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920502 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 596 RATCLIFF COVE RD, WAYNESVILLE, NC 28786-3544 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Line of Credit WNC COMMUNITY CREDIT UNION |
| May 26, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2014 · Amount on Record |
| Deed Sale | Dec 18, 2014 · Amount on Record |
| Prior Sale | Aug 24, 2009 · Amount on Record |
| Deed Document Number | 20149739 |
| Deed Book / Page | 877 / 2335 |
| Last Transfer Date | May 26, 2023 |
| Transfer Doc | 0010870779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 111 FRANCES LN, CLYDE, NC 28721-6222 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0011370563 |
|---|---|
| Date | Sep 26, 2025 |
| Book Page | 1137/563 |
| Instrument | 2025008119 |
| Name | WNC COMMUNITY CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | WAYNESVILLE, NC 28786 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 25, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | May 26, 2023 |
| Property Address | 111 FRANCES LN, CLYDE, NC 28721-6222 |
| Document Number | 0010870779 |
| Book / Page | 1087 / 779 |
| Instrument Date | May 26, 2023 |
| Instrument | 2023004457 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 596 RATCLIFF COVE RD, WAYNESVILLE, NC 28786-3544 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,400 (-) Land $20,300 Building $70,100 | ||
| 2025 | $746.00 | $90,400 (-) Land $20,300 Building $70,100 | $90,400 (-) Land $20,300 Building $70,100 |
| 2023 | $90,400 Land $20,300 Building $70,100 | $90,400 (-) Land $20,300 Building $70,100 | |
| 2021 | $90,400 Land $20,300 Building $70,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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