Bergen County and Ramsey Borough property record for 64 E Cedar Pl, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1959 |
| Square Footage | 1,288 sqft Living Area |
| Lot Size | 14,462 sqft (0.332 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $490,000 (2017) |
| Tax Bill | $14,193.00 (2025) |
| Primary APN | 48-03502-0000-00037 |
|---|---|
| Alternative APN |
|
| Building Area | 1,288 sqft Living Area |
|---|---|
| 1st Floor | 1,288 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame Construction |
| Lot Area | 14,462 sqft (0.332 acres) |
| Depth X Width | 154 ft x 94 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 64 E CEDAR PL |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2705 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.332AC |
| Legal Subdivision | LUTZ BROTHERS INC |
| Legal Block | 3502 |
| Legal Lot Number | 37 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RAMSEY |
| Census Blockgroup | 4 |
| Census Block | 4028 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-03502-0000-00037
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 64 E CEDAR PL, RAMSEY, NJ 07446-2705 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 02, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 16, 2017 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 16, 2017 · Amount on Record |
| Deed Sale | Nov 16, 2017 · Amount on Record |
| Deed Doc Number | 201717-086601 |
| Deed Book / Page | 2785 / 976 |
| Prior Transfer Date | Oct 09, 2007 |
| Prior Transfer Doc | 0094370407 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 64 E CEDAR PL, RAMSEY, NJ 07446-2705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 64 E CEDAR PL, RAMSEY, NJ 07446-2705 |
| Document Number | 0049231725 |
|---|---|
| Date | Feb 02, 2023 |
| Book Page | 4923/1725 |
| Instrument | 2023009757 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 64 E CEDAR PL, RAMSEY, NJ 07446-2705 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0043900094 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 4390/94 |
| Instrument | 2021149160 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 16, 2017 |
| Property Address | 64 E CEDAR PL, RAMSEY, NJ 07446-2705 |
| Document Number | 0027850976 |
| Book / Page | 2785 / 976 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 00017-086601 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 64 E CEDAR PL, RAMSEY, NJ 07446-2705 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $691,800 (+0.36%) Land $413,900 Building $277,900 | $691,800 (+0.36%) Land $413,900 Building $277,900 | |
| 2025 | $14,193.00 (+14.64%) | $689,300 (+57.12%) Land $413,900 Building $275,400 | $689,300 (+57.12%) Land $413,900 Building $275,400 |
| 2024 | $12,380.00 (+7.59%) | ||
| 2023 | $438,700 Land $274,600 Building $164,100 | $438,700 Land $274,600 Building $164,100 | |
| 2022 | $11,507.00 |
64 E Cedar Pl is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 12th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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