Bergen County and Ramsey Borough property record for 61 E Cedar Pl, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1951 |
| Square Footage | 1,362 sqft Living Area |
| Lot Size | 15,899 sqft (0.365 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $14,316.00 (2025) |
| Primary APN | 48-03502-0000-00041 |
|---|---|
| Alternative APN |
|
| Building Area | 1,362 sqft Living Area |
|---|---|
| 1st Floor | 1,362 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame Construction |
| Lot Area | 15,899 sqft (0.365 acres) |
| Depth X Width | 159 ft x 100 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Street Address | 61 E CEDAR PL |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2704 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.365AC |
| Legal Subdivision | LUTZ BROTHERS INC |
| Legal Block | 3502 |
| Legal Lot Number | 41 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RAMSEY |
| Census Blockgroup | 4 |
| Census Block | 4021 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-03502-0000-00041
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 61 E CEDAR PL, RAMSEY, NJ 07446-2704 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Sep 08, 2017 | Deed of Trust, Mortgage FINANCIAL RSRCS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 61 E CEDAR PL, RAMSEY, NJ 07446-2704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0038891678 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 3889/1678 |
| Instrument | 20-140736 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 61 E CEDAR PL, RAMSEY, NJ 07446-2704 |
| Document Number | 0027351853 |
| Book / Page | 002735 / 001853 |
| Instrument Date | Sep 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2017 |
| Title Company | QUALITY TITLE COMPANY, QUALITY TITLE AND ABSTRACT AGENC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 61 E CEDAR PL RAMSEY NJ 074462704, RAMSEY, NJ 07446-2704 |
| Document Number | 0027351853 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 002735/001853 |
| Name | FINANCIAL RSRCS CU |
|---|---|
| Type | Credit Union |
| Address | BRIDGEWATER, NJ 08807 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 27, 2047 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $697,900 (+0.37%) Land $416,400 Building $281,500 | $697,900 (+0.37%) Land $416,400 Building $281,500 | |
| 2025 | $14,316.00 (+12.54%) | $695,300 (+54.24%) Land $416,400 Building $278,900 | $695,300 (+54.24%) Land $416,400 Building $278,900 |
| 2024 | $12,721.00 (+7.59%) | ||
| 2023 | $450,800 Land $276,300 Building $174,500 | $450,800 Land $276,300 Building $174,500 | |
| 2022 | $11,824.00 |
61 E Cedar Pl is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 12th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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