64 Bear Rdg Rd, Ludlow, VT 05149 Property Records

Ludlow Town property record for 64 Bear Rdg Rd, Ludlow, VT 05149

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,215 sqft · built 2002
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,430 (2025)
Flood Zone	Zone X (minimal risk)
APN	`363-112-10813`

Property Details

APN / Parcel Number

Primary APN	`363-112-10813`
Alternative APNs	`(112) 220627.000` `M:220 B:627.000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,215 sqft Living Area
Gross Area	6,075 sqft
Basement Area	1,935 sqft
Finished Basement	1,935 sqft
Unfinished Basement	774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	64 BEAR RIDGE RD
City	LUDLOW
State	VT
Zip	05149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAR RIDGE ROAD LAND LOT #55 OF SUBDIVI
Jurisdiction	LUDLOW VT
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2035
Census Tract	966300

Owner

Source: Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 ROSE HILL RD, EAST HAMPTON, NY 11937-2599
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 27, 2013
Transfer Doc	201310187575969004
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Ludlow Town assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Vermont
County	Windsor County
County Subdivision	Ludlow Town
Municipality	Ludlow Village
Elementary School District	Ludlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,430.00 (-12.35%)	$565,000 (-) Land $120,100 Building $444,900
2024	$11,899.00	$565,000 Land $120,100 Building $444,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 individual policies
Nearby Flood Policies	122 units insured incl. 94 condo units
Nearby Flood Claims	31 (1981–2023)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Jul 2023 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 7 claims Severe Storms And Flooding, Apr 2019 · 3 claims Tropical Storm Irene, Aug 2011 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20