43 Bear Rdg Rd, Ludlow, VT 05149 Property Records

Ludlow Town property record for 43 Bear Rdg Rd, Ludlow, VT 05149

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,232 sqft · built 1987
Lot Size1.07 acres (46,609 sqft)
Owner2 Individual Names on Record
Last Sale$695,000 (Apr 2023)
Tax Bill$8,272 (2025)
Deeds & MortgagesApr 2023 Sale
Jan 2020 Sale
Flood ZoneZone X (minimal risk)
APN363-112-12565

Property Details

APN / Parcel Number

Primary APN363-112-12565
Alternative APNs
  • (112) 220625.000
  • M:220 B:625.000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,232 sqft Living Area
Gross Area4,188 sqft
Basement Area1,288 sqft
Finished Basement1,288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area46,609 sqft (1.07 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address43 BEAR RIDGE RD
CityLUDLOW
StateVT
Zip05149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEAR RIDGE ROAD 43 SCOTTS CORNERS 33
JurisdictionLUDLOW VT
Township / Civil DivisionLUDLOW
Census Block Group2
Census Block2027
Census Tract966300

Owner

Source: Ludlow Town records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address146 RANDLETT PARK, WEST NEWTON, MA 02465-1744
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2023Deed, Transfer
Jan 21, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2023 · Amount on Record
Deed SaleApr 17, 2023 · Amount on Record
Prior SaleJan 21, 2020 · Amount on Record
Deed Document Number2023DK 342287680
Prior Transfer DateMar 30, 2015
Prior Transfer Doc201504237575608035
Record UpdatedSep 20, 2026

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionLUDLOW VT
Recording DateApr 17, 2023
Property Address43 BEAR RIDGE RD, LUDLOW, VT 05149
Document NumberDK342287680
Instrument DateApr 13, 2023
InstrumentDK 342287680
Transaction TypeTransfer
Record UpdatedMay 8, 2023

Transaction

AmountAmount Recorded
Tax$10.07
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address41 HORSESHOE RD, WINDHAM, NH 03087-2357

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 RANDLETT PARK, NEWTON, MA 02465-1744

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLUDLOW VT
Recording DateJan 21, 2020
Property Address43 BEAR RIDGE RD, LUDLOW, VT 05149
Transaction TypeTransfer
Record UpdatedFeb 13, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 HORSESHOE RD WINDHAM NH 030872357, WINDHAM, NH 03087-2357

Tax Assessment & Valuation

Source: Ludlow Town assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVermont
CountyWindsor County
County SubdivisionLudlow Town
Elementary School DistrictLudlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,272.00 (-12.35%)$448,100 (-) Land $120,200 Building $327,900
2024$9,437.00$448,100 Land $120,200 Building $327,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 individual policies
Nearby Flood Policies122 units insured
incl. 94 condo units
Nearby Flood Claims31 (1981–2023)
Claims Outside the SFHA4 of 31
Most Recent ClaimJul 2023 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 7 claims
  • Severe Storms And Flooding, Apr 2019 · 3 claims
  • Tropical Storm Irene, Aug 2011 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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