Ludlow Town property record for 118 Bear Rdg Rd, Ludlow, VT 05149
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,343 sqft · built 1990 |
| Lot Size | 2.59 acres (112,820 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Oct 2009) |
| Tax Bill | $10,091 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-112-10380 |
| Primary APN | 363-112-10380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,343 sqft Living Area |
| Gross Area | 5,478 sqft |
| Basement Area | 1,062 sqft |
| Finished Basement | 1,062 sqft |
| Unfinished Basement | 212 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 112,820 sqft (2.59 acres) |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 118 BEAR RIDGE RD |
|---|---|
| City | LUDLOW |
| State | VT |
| Zip | 05149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEAR RIDGE ROAD 118 ONE FAMILY |
| Jurisdiction | LUDLOW VT |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 966300 |
118 Bear Rdg Rd is owned by an individual who bought it in October 2009.
Source: Ludlow Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 417, LUDLOW, VT 05149-0417 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2009 · Amount on File |
| Deed Sale | Oct 16, 2009 · Amount on File |
| Deed Document Number | 2009367860 |
| Deed Book / Page | 336 / 210 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 118 Bear Rdg Rd was $10,091, down 12.3% from the year before.
Source: Ludlow Town assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Windsor County |
| County Subdivision | Ludlow Town |
| Elementary School District | Ludlow Mt. Holly Unified Union School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,091.00 (-12.34%) | $546,600 Land $153,800 Building $392,800 |
| 2024 | $11,511.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 118 Bear Rdg Rd in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 individual policies |
| Nearby Flood Policies | 122 units insured incl. 94 condo units |
| Nearby Flood Claims | 31 (1981–2023) |
| Claims Outside the SFHA | 4 of 31 |
| Most Recent Claim | Jul 2023 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Bear Rdg Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUDLOW VILLAGE WATER DEPT serves 2,880 people · EPA ID VT0005323 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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