Gaston County property record for 64 4th St, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,154 sqft · built 1900 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,500 (Jun 2020) |
| Tax Bill | $2,385 (2026) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16003A11300 |
| Primary APN | 16003A11300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,154 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 4,792 sqft (0.11 acres) |
| Porch | Porch |
| Porch Area | 492 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 64 4TH ST |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BURLINGTON /CRAMERTON BLK 4 L 16 16 003A 113 00 000 |
| Legal Subdivision | BURLINGTON MILLS CORPORATION |
| Legal Block | 4 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 32202 |
64 4th St is owned by two individuals who bought it in June 2020.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 HARRIS ST, BELMONT, NC 28012-3642 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK |
| Oct 5, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2020 · Amount on File |
| Deed Sale | Jun 11, 2020 · Amount on File |
| Prior Sale | Oct 5, 2018 · Amount on File |
| Deed Book / Page | 5129 / 1608 |
| Prior Transfer Date | Mar 5, 2003 |
| Prior Transfer Doc | 36560997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jun 11, 2020 |
| Property Address | 64 4TH ST, CRAMERTON, NC 28032-1514 |
| Document Number | 0051291608 |
| Book / Page | 5129 / 1608 |
| Map Reference | MB 08 PG 32 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $301.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8213 DEER DR, 8213, HARRISBURG, NC 28075-9630 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 107 HARRIS ST, BELMONT, NC 28012-3642 |
| Document Number | 51291611 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 5129/1611 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 5, 2018 |
| Property Address | 64 4TH ST, CRAMERTON, NC 28032-1514 |
| Document Number | 0050032364 |
| Book / Page | 5003 / 2364 |
| Map Reference | MB 8 PG 32 |
| Instrument Date | Oct 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $306.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 64 4TH ST, CRAMERTON, NC 28032-1514 |
| Document Number | 50032366 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 5003/2366 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
The 2026 property tax bill for 64 4th St was $2,385, down 1.9% from the year before.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,385.00 (-1.93%) | $231,810 (-) Land $24,000 Building $207,810 | |
| 2025 | $2,432.00 | $231,810 Land $24,000 Building $207,810 | |
| 2023 | $2,493.00 | $236,360 Land $24,000 Building $212,360 | |
| 2021 | $144,210 Land $18,000 Building $126,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 64 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2013–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 64 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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