62 4th St, Cramerton, NC 28032 Property Records

Gaston County property record for 62 4th St, Cramerton, NC 28032

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,154 sqft · built 1920
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Jan 2026)
Tax Bill$1,691 (2026)
Deeds & MortgagesJan 2026 Sale & Mortgage
Jan 2025 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN16003A11500

Property Details

APN / Parcel Number

Primary APN16003A11500
Alternative APNs
  • 1076427
  • 195854

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,154 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area4,792 sqft (0.11 acres)
PorchPorch
Porch Area246 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address62 4TH ST
CityCRAMERTON
StateNC
Zip28032-1514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBURLINGTON /CRAMERTON L 15 16 003A 115 00 000
Legal SubdivisionBURLINGTON CRAMERTON
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1036
Census Tract32202

Owner

62 4th St is owned by two individuals who bought it in January 2026.

Source: Gaston County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address1230 RICKARD DR, HUNTERSVILLE, NC 28078-2499
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Warranty Deed, Transfer · Conventional Mortgage
BEELINE LOANS INC
Jan 23, 2025Special Warranty Deed, Transfer · Construction Mortgage
LOAN FUNDER LLC SERIES 93862

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2026 · Amount on File
Deed SaleJan 6, 2026 · Amount on File
Prior SaleJan 23, 2025 · Amount on File
Deed Book / Page5611 / 640
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJan 6, 2026
Property Address62 4TH ST, CRAMERTON, NC 28032-1514
Document Number0056110640
Book / Page5611 / 640
Map ReferenceMB 8 PG 32
Instrument DateJan 6, 2026
Transaction TypeTransfer
Record UpdatedFeb 11, 2026
Title CompanyBARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2408 PLEASANT PLAINS RD, MATTHEWS, NC 28105-5217

Transferred To (Grantee/Buyer)

NameVerified Name
Address1230 RICKARD DR, HUNTERSVILLE, NC 28078-2499

Mortgage

Document Number0005611643
DateJan 6, 2026
Instrument5611/643
Lender
NameBEELINE LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

January 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionGASTON NC
Recording DateJan 23, 2025
Property Address62 4TH ST, CRAMERTON, NC 28032-1514
Document Number0055320664
Book / Page5532 / 664
Map ReferenceMB 8 PG 32
Instrument DateJan 16, 2025
Transaction TypeTransfer
Record UpdatedMar 4, 2025

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$302.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 901, BELMONT, NC 28012-0901

Transferred To (Grantee/Buyer)

NameVerified Name
Address2408 PLEASANT PLAINS RD, MATTHEWS, NC 28105-5217

Mortgage

Document Number0055320667
DateJan 23, 2025
Book Page5532/667
Lender
NameLOAN FUNDER LLC SERIES 93862
Address645 MADISON AVE # 1919, NEW YORK, NY 10022
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJan 17, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 62 4th St was $1,691.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,691.00$164,410 (-) Land $24,000 Building $140,410
2025$1,691.00$164,410 Land $24,000 Building $140,410
2023$867.00$164,410 Land $24,000 Building $140,410
2021$84,800 Land $18,000 Building $66,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 62 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2013–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 62 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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