Gaston County property record for 68 4th St, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,354 sqft · built 1900 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Jul 2011) |
| Tax Bill | $2,666 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16003A11100 |
| Primary APN | 16003A11100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,354 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 6,970 sqft (0.16 acres) |
| Porch | Porch |
| Porch Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 68 4TH ST |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BURLINGTON /CRAMERTON BLK 4 L 18 16 003A 111 00 000 |
| Legal Subdivision | PROPERTY OF CRAMERTON DIVISION |
| Legal Block | 4 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 32202 |
68 4th St is owned and occupied by two individuals who bought it in July 2011.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 68 4TH ST, CRAMERTON, NC 28032-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2011 · Amount on File |
| Deed Sale | Jul 29, 2011 · Amount on File |
| Prior Sale | Mar 3, 2000 · Amount on File |
| Deed Book / Page | 4571 / 1347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 3, 2021 |
| Property Address | 68 4TH ST, CRAMERTON, NC 28032-1514 |
| Document Number | 0052630935 |
| Book / Page | 5263 / 935 |
| Map Reference | MB 8 PG 32 |
| Instrument Date | Sep 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Title Company | EXECUTIVE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 7TH ST, 123, CRAMERTON, NC 28032-1513 |
| Name | Verified Name |
|---|---|
| Address | 68 4TH ST, CRAMERTON, NC 28032-1514 |
| Document Number | 5263939 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 5263/939 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Number | 0052630956 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 5263/956 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 68 4TH ST, CRAMERTON, NC 28032-1514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049061263 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 4906/1263 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2026 property tax bill for 68 4th St was $2,666.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,666.00 | $259,120 Land $24,000 Building $235,120 | |
| 2023 | $2,733.00 | $259,120 Land $24,000 Building $235,120 | |
| 2021 | $130,390 Land $18,000 Building $112,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 68 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2013–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 68 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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