Santa Clara County property record for 6398 Emerald Ln, Gilroy, CA 95020 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,918 sqft · built 2017 |
| Lot Size | 0.093 acres (4,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,080,000 (Apr 2021) |
| Tax Bill | $14,386 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Apr 2021 Transfer + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | 808-52-123 |
| Primary APN | 808-52-123 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,918 sqft Living Area |
| 1st Floor Area | 1,418 sqft |
| 2nd Floor Area | 1,500 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,050 sqft (0.093 acres) |
| Garage Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6398 EMERALD LN |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-7129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 10255 TRACT 10255, VISTA BELLA BOOK 881 PAGE 21 PAGE 28 LOT 123 |
| Legal Subdivision | 10255 VISTA BELLA |
| Legal Tract | 10255 |
| Legal Lot Number | 123 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 512509 |
Source: Santa Clara County records · APN 808-52-123
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6398 EMERALD LN, GILROY, CA 95020-7129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 21, 2021 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 21, 2021 | Intrafamily Transfer, Transfer CORNERSTONE TITLE COMPANY |
| Nov 19, 2019 | Quit Claim Deed, Transfer OTHER |
| Sep 29, 2017 | Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Sep 29, 2017 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2021 · Amount on Record |
| Deed Sale | Apr 21, 2021 · Amount on Record |
| Prior Sale | Sep 29, 2017 · Amount on Record |
| Deed Document Number | 202124928940 |
| Prior Transfer Date | Feb 11, 2021 |
| Prior Transfer Doc | 0024928939 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 21, 2021 |
| Property Address | 6398 EMERALD LN, GILROY, CA 95020-7129 |
| Document Number | 0024928940 |
| Map Reference | MB 881 PG 21-28 |
| Instrument Date | Apr 06, 2021 |
| Instrument | 24928940 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | CORNERSTONE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 6398 EMERALD LN, GILROY, CA 95020-7129 |
| Document Number | 0024928941 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 24928941 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 21, 2021 |
| Property Address | 6398 EMERALD LN, GILROY, CA 95020-7129 |
| Document Number | 0024928939 |
| Map Reference | MB 881 PG 21-28 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 24928939 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | CORNERSTONE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 19, 2019 |
| Property Address | 6398 EMERALD LN, GILROY, CA 95020-7129 |
| Document Number | 0024335202 |
| Instrument Date | Feb 20, 2019 |
| Instrument | 24335202 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6398 EMERALD LN GILROY CA 950207129, GILROY, CA 95020-7129 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Sep 29, 2017 |
| Property Address | 6398 EMERALD LN, GILROY, CA 95020-7129 |
| Document Number | 0023765348 |
| Map Reference | MB881 PG21-28 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 23765348 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6398 EMERALD LN, GILROY, CA 95020-7129 |
| Document Number | 0023765349 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 23765349 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Sep 29, 2017 |
| Property Address | 6398 EMERALD LN, GILROY, CA 95020-7129 |
| Document Number | 0023765347 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 23765347 |
| Transaction Type | Transfer |
| Record Updated | Oct 09, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 6398 EMERALD LN GILROY CA 950207129, GILROY, CA 95020-7129 |
Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,192,404 (+2%) Land $775,063 Building $417,341 | |
| 2025 | $14,386.00 (+2.18%) | $1,169,024 (+4.04%) Land $759,866 Building $409,158 |
| 2023 | $14,079.00 (+1.65%) | $1,123,631 Land $730,360 Building $393,271 |
| 2022 | $13,850.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force 3 of 12 on primary residences |
| Nearby Flood Claims | 8 (1986) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 1986, river or lake flooding, Severe Storms & Flooding |
| Flood Events |
|
| Wildfire Risk | Moderate above 45% of the US · above 26% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,408 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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