Santa Clara County property record for 6358 Emerald Ln, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,762 sqft · built 2016 |
| Lot Size | 0.092 acres (4,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $768,000 (Aug 2017) |
| Tax Bill | $4,218 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 808-52-127 |
| Primary APN | 808-52-127 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,762 sqft Living Area |
| 1st Floor Area | 1,762 sqft |
| 2nd Floor Area | 1,000 sqft |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 4,050 sqft (0.092 acres) |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 6358 EMERALD LN |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-7129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A140 |
| Legal Description | TR 10255 LOT 127 |
| Legal Subdivision | 10255 VISTA BELLA |
| Legal Tract | 10255 |
| Legal Lot Number | 127 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 512509 |
6358 Emerald Ln is owned and occupied by an individual who bought it in August 2017.
Source: Santa Clara County records, as of October 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6358 EMERALD LN, GILROY, CA 95020-7129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 31, 2017 | Grant Deed, Transfer · Conventional Mortgage CALATLANTIC MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2017 · Amount on File |
| Deed Sale | Aug 31, 2017 · Amount on File |
| Deed Document Number | 23743273 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 6358 EMERALD LN, GILROY, CA 95020-7129 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0024449218 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 24449218 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Aug 31, 2017 |
| Property Address | 6358 EMERALD LN, GILROY, CA 95020-7129 |
| Document Number | 0023743273 |
| Map Reference | MB881 PG21-28 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 23743273 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6358 EMERALD LN, GILROY, CA 95020-7129 |
| Investor | Possibly a Property Investor |
| Document Number | 0023743274 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 23743274 |
| Name | CALATLANTIC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 6358 Emerald Ln was $4,218 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,218.00 Homeowner's exemption | $341,602 Land $102,472 Building $239,130 |
| 2023 | $4,124.00 (+1.73%) Homeowner's exemption | $328,340 Land $98,494 Building $229,846 |
| 2022 | $4,054.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6358 Emerald Ln in Zone D, where flood risk has not been studied, though there have been 8 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1986) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6358 Emerald Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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