6388 Emerald Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 6388 Emerald Ln, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,746 sqft · built 2017
Lot Size0.092 acres (4,050 sqft)
OwnerIndividual Name on File
Last Sale$835,000 (Jan 2018)
Tax Bill$11,718 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
Mar 2022 Mortgage
+ 2 more
Flood ZoneZone D (undetermined)
APN808-52-124

Property Details

APN / Parcel Number

Primary APN808-52-124

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,746 sqft Living Area
1st Floor Area1,746 sqft
2nd Floor Area1,000 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2018
Architectural StyleOther
Construction TypeWood
Lot Area4,050 sqft (0.092 acres)
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address6388 EMERALD LN
CityGILROY
StateCA
Zip95020-7129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 10255 LOT 124
Legal Tract10255
Legal Lot Number124
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1031
Census Tract512509

Owner

Source: Santa Clara County records · APN 808-52-124

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6388 EMERALD LN, GILROY, CA 95020-7129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 03, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Mar 01, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 06, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 31, 2018Grant Deed, Transfer · Conventional Mortgage
CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 31, 2018 · Amount on Record
Deed SaleJan 31, 2018 · Amount on Record
Prior SaleApr 06, 2021
Deed Document Number0023859196
Last Transfer DateMar 01, 2022
Transfer Doc0025250353
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address6388 EMERALD LN, GILROY, CA 95020-7129
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6388 EMERALD LN, GILROY, CA 95020-7129

Mortgage

Document Number0025469770
DateMay 03, 2023
Instrument25469770
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateMar 01, 2022
Property Address6388 EMERALD LN, GILROY, CA 95020-7129
Document Number0025250353
Map ReferenceMB 881 PG 21-28
Instrument DateFeb 17, 2022
Instrument25250353
Transaction TypeTransfer
Record UpdatedMar 10, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6388 EMERALD LN, GILROY, CA 95020-7129

Mortgage

Document Number0025250354
DateMar 01, 2022
Instrument25250354
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateApr 06, 2021
Property Address6388 EMERALD LN, GILROY, CA 95020-7129
Document Number0024907621
Map ReferenceMB 881 PG 21-28
Instrument DateDec 17, 2020
Instrument24907621
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyFIDELITY NATIONAL AGENCY SLN

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6500 PINECREST DR # 625, 625, PLANO, TX 75024-2929

Mortgage

Document Number0024907622
DateApr 06, 2021
Instrument24907622
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJan 01, 2051

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateJan 31, 2018
Property Address6388 EMERALD LN, GILROY, CA 95020-7129
Document Number0023859196
Map ReferenceMB881 PG21-28
Instrument DateDec 17, 2017
Instrument23859196
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address6388 EMERALD LN, GILROY, CA 95020-7129

Mortgage

Document Number0023859197
DateJan 31, 2018
Instrument23859197
Lender
NameCALATLANTIC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048

Mortgage

Document Number0023859198
DateJan 31, 2018
Instrument23859198
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeCommercial Mortgage

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$11,718.00 (+2.18%)$950,082 (+4.04%) Land $512,020 Building $438,062
2023$11,468.00 (+1.66%)$913,191 Land $492,139 Building $421,052
2022$11,281.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Flood HazardUndetermined
not studied
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 26% of California
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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